See about smaller loan payments

You may find that you have several student loans to repay. Consider changing your payment plan to one that lowers your payments.

Plan your new budget

Use College Answer^®’s Monthly Budget Calculator to get the facts about your bottom line.

Think of your budget as a personal spending plan. It's a great way to understand where your money goes and to make sure you don’t buy things you don’t really need.

Pay down your loan with Upromise Loan Link

You can link your Sallie Mae loan account to your Upromise^® account and use Upromise rewards to help pay down your eligible Sallie Mae-serviced student loans.

Learn more and enroll today!

Be savvy about credit and debt

• Keep your debt level low and live within your means.
• Be savvy with your credit card: Don't use it as a source of spending money. Pay in cash whenever you can.
• See our 10 rules of smart credit management.

Sallie Mae's be debt savvy materials are a wealth of solid money-saving advice.