Postponing payments

Reducing monthly costs

You may be having trouble balancing your income and expenses. How you handle daily life — and your student loans — makes a big difference.

Managing your loans

See about smaller loan payments

You may find that you have several student loans to repay. Consider changing your payment plan to one that lowers your payments.

Plan your new budget

Use College Answer®’s Monthly Budget Calculator to get the facts about your bottom line.

Think of your budget as a personal spending plan. It's a great way to understand where your money goes and to make sure you don’t buy things you don’t really need.

Pay down your loan with Upromise Loan Link

You can link your Sallie Mae loan account to your Upromise® account and use Upromise rewards to help pay down your eligible Sallie Mae-serviced student loans.

Learn more and enroll today!

Be savvy about credit and debt

Sallie Mae's be debt savvy materials are a wealth of solid money-saving advice.


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Save money by …

Restraining yourself — no impulse purchases.

Going to movies with matinee prices or renting them.

Buying clothes you can machine wash; dry cleaning bills add up.

Using discount coupons and codes when you shop.

Shopping around before you travel — the savings are often substantial.

Enjoying free entertainment, like visits to museums, parks, or outdoor concerts.


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