By building and maintaining a good credit rating, you will be well on your way to a solid financial footing.

Be debt savvy by understanding how to manage your expenses, protect your credit score, and borrow wisely. A few simple practices can jump-start your successful financial future.

Be debt savvy with your education money

• Before you borrow: What you need to know.
• While in school: Keep your finances under control.
• Preparing to graduate: Learn about your repayment options and stay on top of your finances.
• In repayment: Build and keep a strong credit rating.

Save money with Sallie Mae's be debt savvy resources

• Understand our 1-2-3 approach to paying for college^SM
• Build a strong, positive credit history
• Be an educated borrower
• Learn about the best student loan repayment options for you
• Explore our FAQs about credit history and student loans
• See how some borrowers paid their loans off in full

See all Sallie Mae's Be debt savvy resources.