Selecting a lender
Choosing your lender carefully before borrowing can mean a less expensive and more manageable loan throughout repayment.

Managing your student loans will be easier if you use one lender for all your student loan needs.
It is your right and responsibility to choose the lender for your student loans.
Benefits of Sallie Mae lenders
Although the basic interest rate on federal loans (Stafford, Parent PLUS, Graduate PLUS, and consolidation loans) is the same from lender to lender, you’ll be happy to know that you may be eligible to receive interest rate reductions or repayment incentives with a Sallie Mae® lender on loans for academic year 2008–09.
Service
Sallie Mae lenders offer superior service. For example, students and parents who borrow from Sallie Mae lenders will also receive:
- Responsive, customer-oriented service
- Toll-free customer service lines
- Online access to account information
- Account information available 24 hours a day, seven days a week
- A variety of repayment options designed to meet borrower needs
One lender
You can get all your student loans — federal and private — from one source when you borrow from Sallie Mae. The advantages of having one lender are:
- One bill, with all loan payments compiled
- One place to send payments
- One lender to keep updated
- One source for assistance
Choose a Sallie Mae lender and take advantage of Sallie Mae's servicing and borrower benefits. These lenders are: