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Sallie Mae IgniteSM

For Students

A card that rewards financial responsibility.

Students, earn 2% cash back on every purchase for the first twelve months. Plus, make six consecutive on-time payments and get a 25% bonus on your base cash back rewards. It's simple. Responsibility pays. In cash.

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Sallie Mae AccelerateSM

A more rewarding way to pay down student loans.

Earn 2.5% cash back on every purchase for the first twelve month. Plus, get a 25% bonus on cash back rewards used to help pay down any student loan - federal or private. It's simple.

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Sallie Mae EvolveSM

Earn yourself a bonus, just for being you.

Earn 2.5% cash back on every purchase for the first twelve months. Plus, get a 25% bonus on base cash back rewards earned in your top two categories of spend each month. Automatically. Whatever they are. You spend, you earn. Easy as that.

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Sallie Mae AccelerateSM credit card

You're mobile.
So are we.

Our mobile app puts all of these credit card features–and all this control–in your pocket.

View and Redeem Rewards

Pause card

Digital dispute

FICO® Score

Customized alerts

We keep it simple. Because who doesn’t like simple?

Our credit cards have no annual fees, , . No limit on cash back earned. No rotating categories or tiers. No matter which cash back credit card you choose. We’re here to help, not get in your way.

Included with all credit cards

Instant Perks

Unlock additional rewards with responsible financial behavior.

Digital Wallets

Add your cash back credit card to a digital wallet in seconds and speed through checkout.


Refer a Friend

Earn up to $500 per year! It's a win-win.

Cell Phone Protection

Pay your monthly cell phone bill with your Sallie Mae credit card and get up to $600 per claim in cell phone protection.

$0 liability on unauthorized charges

You're never responsible for unauthorized purchases on your credit card.

Customer Service

100% US-based customer service

View pricing and terms for Sallie Mae Ignite

View pricing and terms for Sallie Mae Accelerate

View pricing and terms for Sallie Mae Evolve

After the first 12 consecutive billing periods that your new account is open, we will match the net cash back rewards you’ve earned, excluding bonus rewards and other offers that may be available, up to $20,000 in net annual spend and apply them to your Rewards balance in the following one or two billing periods. Your account must be open and up-to-date at the time we calculate your potential award, or your net cash back will not be matched. After the first 12 consecutive billing periods Ignite cardholders earn 1% unlimited cash back, Accelerate and Evolve cardholders earn 1.25% unlimited cash back.

The 25% bonus on base cash back rewards will be calculated on the base cash back rate of 1% for Ignite and 1.25% for Evolve.

Requires mobile app to redeem and a checking/savings account to receive direct deposit.

To access these features and benefits you must download the Sallie Mae credit card app.

You may initiate a dispute through the mobile app within the transaction details or by contacting us in writing at Sallie Mae, PO Box 1230, Menlo Park, CA 94026.

FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.

Earn a $50 statement credit per referral up to a maximum of 10 successful referrals in any 12-month period. See full terms and conditions.

Cell phone protection is provided by Mastercard under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. The $600 benefit amount applies to each claim and is subject to a $50 co-pay per claim. Protection applies to up to 3 phones, the primary line and up to the first two secondary lines on the covered phone bill. $1,000 maximum claim benefit per 12 months. Refer to your Guide to Benefits for additional information as terms and exclusions may apply.

The Sallie Mae Ignite, Sallie Mae Accelerate, and Sallie Mae Evolve credit cards are issued by Sallie Mae Bank pursuant to a license by Mastercard International Incorporated. Mastercard and World Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.