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Sallie Mae Accelerate

Sallie Mae Accelerate

Earn 2.5% cash back on every purchase and get to financial freedom faster.

Earn 2.5% cash back on every purchase for your first 12 months; then 1.25% unlimited cash back thereafter. You’re winning without even trying.

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$0 Annual Fee

0% Introductory APR on purchases and balance transfers for 15 months from date of account opening

Then a standard variable APR of 12.99% to 24.99%

The only card that gives a 25% bonus on cash back rewards used to pay down a student loan.

Other cards might give you airline miles or next-to-impossible to use bonus points. This one gives you a real reward: the chance to help pay down any federal or private student loan faster.

We don't skimp on cash back rewards, either.

You'll get 2.5% cash back on every purchase you make for the first 12 months. After that you'll earn 1.25%, with no limits—and never an annual fee.

We’ve got your back, but you’re in control.

Manage everything from spending to security straight from the mobile app with only a few taps.

Pause your credit card for any reason

Set customized alerts

Dispute transactions

Track your credit score

And you'll never be responsible for any unauthorized charges on your Sallie Mae AccelerateSM credit card.

Here's a tip:
Quick tips.

Customizable quick tips can help you manage your credit like a financial pro. Opt in to push notifications and we'll jump into action.

Sallie Mae AccelerateSM credit card

Everything you’d expect. And more.

It’s more than a card. It’s a card packed with features and perks, to make life easier and more rewarding.

Digital Wallets

Add your card to a digital wallet in seconds and speed through checkout.

Cell Phone Protection

Pay your monthly cell phone bill with your Sallie Mae Accelerate credit card and get up to $600 per claim in cell phone protection.

$0 liability on unauthorized charges

You're never responsible for unauthorized purchases on your card.

Customer Service

100% US-based customer service

Base cash back is earned at a rate of 1.25%. After the first 12 consecutive billing periods that your new account is open, we will match the net cash back rewards you’ve earned, excluding bonus rewards and other offers that may be available, up to $20,000 in net annual spend and apply them to your Rewards balance in the following one or two billing periods. Your account must be open and up-to-date at the time we calculate your potential award, or your net cash back will not be matched. For more information regarding this offer, click here.

View pricing and terms for Sallie Mae Accelerate
Balance transfers must be authorized within 60 days from date of account opening.

To access these features and benefits you must download the Sallie Mae credit card app.

You may initiate a dispute through the mobile app within the transaction details or by contacting us in writing at Sallie Mae, PO Box 1230, Menlo Park, CA 94026.

FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.

Cell phone protection is provided by Mastercard under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. The $600 benefit amount applies to each claim and is subject to a $50 co-pay per claim. Protection applies to up to 3 phones, the primary line and up to the first two secondary lines on the covered phone bill. $1,000 maximum claim benefit per 12 months. Refer to your Guide to Benefits for additional information as terms and exclusions may apply.

The Sallie Mae Accelerate credit card is issued by Sallie Mae Bank pursuant to a license by Mastercard International Incorporated. Mastercard and World Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.