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Sallie Mae Evolve

Sallie Mae Evolve

A card that rewards you for being you.

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Earn 1.25% cash back on every purchase you make. Then get an automatic 25% bonus on cash back rewards earned in your top two categories of spend each month. You spend, you earn. It’s easy.

$0 Annual Fee

0% Introductory APR on purchases and balance transfers for 15 months from date of account opening

Then a variable APR of 14.49% to 24.49%

Cash back rewards that adapt to you.

Your spending habits change. So this card adapts. Whether it’s travel, entertainment, groceries or gas, you’ll automatically get the most rewards wherever you spend the most. And there’s no annual fee.

Rewards you with cash back. And protects it too.

Evolve helps you feel good about your spending. But also protected. If you ever lose your card, or it’s stolen, pause it instantly from our mobile app. No harm done.

Sallie Mae EvolveSM credit card
Sallie Mae EvolveSM credit card

It even protects your phone. Hello.

Pay your monthly cell phone bill with your Sallie Mae EvolveSM card, and get up to $600 per claim in cell phone protection.

Friendly reminder: friendly reminders.

Set and receive alerts to help manage your credit like a financial pro–opt in to push notifications.

Sallie Mae EvolveSM credit card

Control. In your pocket.

The Sallie Mae Evolve card puts control of your spending and security right where it belongs: with you. Use the mobile app to:

Pause your card for any reason

Set customized alerts

Dispute transactions

Track your credit score

And you’ll never be responsible for any unauthorized charges on your Sallie Mae EvolveSM card.

Evolve is your co-pilot.

Instant Perks

Unlock additional rewards with responsible financial behavior.

Digital Wallets

Add your card to a digital wallet in seconds and speed through checkout.

Customer Service

100% US-based customer service

Cell Phone Protection

Pay your monthly cell phone bill with your Sallie Mae EvolveSM card and get up to $600 per claim in cell phone protection.

$0 liability on unauthorized charges

You’re never responsible for unauthorized purchases on your student credit card.

Evolve? Yes it does.

As your financial situation continues to improve, so will your Sallie Mae Evolve card. Here are some great features that are coming soon.


Refer a friend

Coming soon. Refer a friend. Get rewarded. It’s a win-win.

Virtual Card

Coming soon. Added security. Use the mobile app to create a virtual account number to shop online or sign up for subscriptions without exposing your actual number.

View pricing and terms for Sallie Mae Evolve
Balance transfers must be authorized within 60 days from date of account opening.

Cell phone protection is provided by Mastercard under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. The $600 benefit amount applies to each claim and is subject to a $50 co-pay per claim. Protection applies to up to 3 phones, the primary line and up to the first two secondary lines on the covered phone bill. $1,000 maximum claim benefit per 12 months. Refer to your Guide to Benefits for additional information as terms and exclusions may apply.

To access these features and benefits you must download the Sallie Mae credit card app.

You may initiate a dispute through the mobile app within the transaction details or by contacting us in writing at Sallie Mae, PO Box 1230, Menlo Park, CA 94026.

FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.

The Sallie Mae Evolve credit card is issued by Sallie Mae Bank pursuant to a license by Mastercard International Incorporated. Mastercard and World Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.