$0 Annual Fee2

0% Introductory APR on purchases for 6 months2

Then a standard variable APR of 12.99% to 24.99%2

Made with students.
For students.

You have places to go. This student credit card is your first step. Ignite was built from the ground up specifically for students to encourage financial responsibility.

Get a 25% bonus on base cash back rewards after six consecutive on-time payments.3

This card doesn't just remind you to pay your bill, it rewards you for it.

Plus, earn a $50 cash back reward after you spend $250 in the first 3 months.1

Earn unlimited 1% cash back. Even on the spontaneous 3am burritos.

We're with you every step of the way.

With our student credit card, your financial safety and security are our number one priority. So we've made it simple to protect yourself right from the mobile app.4

dark blue icon with coral accent for pause card. dark blue credit card with a coral pause symbol in front.
Pause your credit card for any reason
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Set customized alerts
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Dispute transactions5
dark blue icon with coral accent for track FICO score. a dark blue gauge with a coral indicator
Track your credit score6

And you'll never be responsible for any unauthorized charges on your Sallie Mae IgniteSM credit card.

It's ready for your life.

Whatever happens today, your Sallie Mae Ignite card will be ready to help. With features like these:

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Digital wallets

Add your card to a digital wallet in seconds and speed through checkout.

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Cell phone protection

Pay your monthly cell phone bill with your Sallie Mae IgniteSM credit card and get up to $600 per claim in cell phone protection.7 

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$0 liability on unauthorized charges

You're never responsible for unauthorized purchases on your student credit card.

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Customer service

100% US-based customer service


1. You'll earn $50 in bonus rewards after you've spent $250 (net) on eligible purchases in the first three months after you open the account.  The following do not qualify as eligible purchases, do not earn cash back and do not count as part of the net spend requirement for the bonus reward: cash advances (including cash-like transactions), balance transfers, convenience check amounts, purchases that we believe have been made by or for a business, commercial or investment purpose, account fees, interest charges, and unauthorized or fraudulent transactions. Bonus rewards will be applied to your rewards balance within one or two billing periods after you spend the required amount. Your account must be open and up-to-date at time of fulfillment to earn rewards. This promotion is not valid in combination with any other promotion or offer.  See Cardmember Agreement and Rewards Terms and Conditions for full details.
2. View pricing and terms for Sallie Mae Ignite. 0% introductory APR on Purchases and Balance Transfers for 6 months from the date of account opening; Balance Transfers must be authorized within 60 days from date of account opening.
3. The 25% bonus on base cash back rewards will be calculated on the base cash back rate of 1%.
4. To access these features and benefits you must download the Sallie Mae credit card app.
5. You may initiate a dispute through the mobile app within the transaction details or by contacting us in writing at Sallie Mae, PO Box 1230, Menlo Park, CA 94026.
6. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries. 
7. Cell phone protection is provided by Mastercard under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. The $600 benefit amount applies to each claim and is subject to a $50 co-pay per claim. Protection applies to up to 3 phones, the primary line and up to the first two secondary lines on the covered phone bill. $1,000 maximum claim benefit per 12 months. Refer to your Guide to Benefits for additional information as terms and exclusions may apply.
The Sallie Mae Ignite℠ credit card is issued by Sallie Mae Bank pursuant to a license by Mastercard International Incorporated. Mastercard and World Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK SALLIEMAE.COM FOR THE MOST UP-TO-DATE PRODUCT INFORMATION.