Referring friends is one of the most rewarding things you can do as a cardmember

You’ll earn a $50 statement credit for each friend who gets approved for a Sallie Mae credit card, and they’ll get a $50 statement credit, too.

Use the Sallie Mae Credit Card mobile app to share your unique referral URL.

Don’t have our mobile app yet? Download it today!



Here’s how it works

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Log in to your account using the mobile app.

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Click the referrals button.

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Share your unique referral URL with friends. 

If they get approved, you’ll both get a $50 statement credit.1

Watch your rewards add up

Earn up to $500 per year by successfully referring 10 friends!1 Log in to our mobile app any time to track your progress. 

Make sure you have the Sallie Mae Credit Card mobile app

Use the app to refer your friends. Plus, you can set customized alerts, redeem your rewards, and more.

Don’t have the Sallie Mae Credit Card mobile app yet? Download it today!



1. Fulfilled via statement credit. Eligible if your friend, who cannot be an existing Sallie Mae cardmember, applies for the specific offer you send via the link provided and is approved. Maximum 10 referral credits ($500) per 12-month period. Your account must be in good standing to receive and redeem your referral credit. You and each eligible friend will receive a $50 statement credit within 5 business days of the first purchase or cash advance (balance transfers not included), which must be made within 180 days of opening the account. You will not be notified whether a specific referral was approved or declined. Please allow up to 5 business days for the statement credit to post to your account after each referral is approved. Only the Primary Cardholder is eligible to participate in the Refer A Friend program, Cosigners and Authorized users are not eligible to participate. See full terms and conditions