1 After review, underwriting approval and receipt of initial premium payment.
American National Insurance Company is headquartered in Galveston, TX and is licensed to conduct business in all states except New York. Business is conducted in New York by American National Life Insurance Company of New York, Glenmont, NY, a wholly owned subsidiary of American National Insurance Company. American National Freedom Term Life Insurance Policy Form Series ART12 or Policy Form Number ART12(NY) for New York is underwritten and issued by American National Insurance Company in all states other than New York and by American National Life Insurance Company of New York in New York. Policies contain exclusions, limitations and terms for keeping them in force. American National Freedom Term Life Insurance Policy Form Series ART12 or Policy Form Number ART12(NY) for New York.
Guaranteed Level Term Life Insurance is issued by MetLife Investors USA Insurance Company, 5 Park Plaza, Suite 1900, Irvine, CA 92614 (except in NY), policy form #5E-23-12, and by Metropolitan Life Insurance Company, 200 Park Avenue, New York, NY 10166, policy form #1E-23-12-NY (NY only). All are MetLife companies.
Product features and availability vary by state. All guarantees are subject to the claims-paying ability and financial strength of the issuing insurance company.
Like most life insurance policies, MetLife policies contain exclusions, limitations, reduction of benefits and terms for keeping them in force. MetLife can provide with costs and complete details. L0813337795 [exp1014]
3 Upon approval and receipt of initial premium payment. All applicants for coverage are subject to review and approved by MetLife based upon its underwriting rules. Medical exam and lab work may be required.
30-year term is not available in New York.
Issue age limits vary by level term period duration being applied for and state. Significantly increased premiums are necessary to renew the policy after the end of the level period. Premiums will increase on an annual basis after the level period.
Sallie Mae Insurance Services is a registered service mark of Sallie Mae Bank or its subsidiaries, and is used under license by Next Generation Insurance Group LLC ("NGI"), a licensed insurance producer. For insurance licensing information, click here.
Sallie Mae Bank is not a licensed insurance producer or insurance carrier. Insurance programs offered through NGI are underwritten by authorized insurance carriers. All insurance is subject to the terms and conditions of the actual policy purchased and will contain reductions, limitations, exclusions, and termination provisions. Coverage may not be available in all states.
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Insurance products are not deposits or other obligations of, or guaranteed by, Sallie Mae Bank or its affiliates. Insurance Products are not insured by the FDIC or any other agency of the United States, Sallie Mae Bank or its affiliates.