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Upromise GoalSaver is a free, FDIC-insured savings account that makes saving for college and related expenses simple. It helps you set, visualize, and track your progress, for one goal or several.

How Upromise GoalSaver works

Set your goals

Set specific savings goals and deadlines. GoalSaver will show you different savings options to help you meet your goal.

Save toward your goals

Set up automatic deposits from your bank account, make deposits or withdrawals any time, and share your goals with family and friends.

Track your progress

Stay motivated with goal trackers to help with your savings goals.

What you get with Upromise GoalSaver

Cash rewards

Get rewarded for good savings behavior with cash bonuses for reaching important milestones.

0.85% APY

(Annual Percentage Yield)
Get a rate that helps you reach your goals faster.

No monthly fees

Plus, you can start small with no minimum balance.


Have questions about the Upromise GoalSaver Account?

Call 877-978-1710

Federal Regulation D limits certain types of withdrawal and transfer transactions you can make from your Upromise GoalSaver Account to a maximum of six per monthly statement period per Account. If you need to make more than six transfers in one monthly statement period, please call Upromise GoalSaver Support at 1-877-978-1710. For more information, please refer to Upromise GoalSaver Terms and Conditions Agreement.

 Cash rewards will post to Upromise GoalSaver Account(s) in the form of interest payments and is subject to taxable income rules. Each cash reward program is subject to individual eligibility requirements:

10% Match on Upromise Rewards: To be eligible for the 10% annual match on your Upromise earnings from Upromise, you must link your Upromise GoalSaver Account to your Upromise Rewards Account and either: 1. Within 90 days of opening your Upromise GoalSaver Account, make your first of at least 10 credit/deposit transactions, initiated from your Upromise GoalSaver Account, into the Upromise GoalSaver Account and complete at least 10 credit/deposit transactions, initiated from your Upromise GoalSaver Account, within the anniversary year or 2. Within 90 days of opening your Upromise GoalSaver Account, fund your Upromise GoalSaver Account with $5,000 or more and maintain an average daily balance of $5,000 or more during the 12 months from Account opening. Should you fail to meet the requirements during the anniversary year, you will have the opportunity to become eligible for the 10% match in additional years if, by your anniversary date, you (a) link your Upromise GoalSaver Account to your Upromise Rewards Account, and (b), you either meet the $5,000 average daily balance minimum funding requirement, or you meet the 10 Upromise GoalSaver Account initiated credit/deposit requirement in the anniversary year. If you qualify for the 10% match based on having the average daily balance of $5,000 in your Upromise GoalSaver Account, you must maintain that average balance in your Upromise GoalSaver Account for the duration of the anniversary year for which your transferred earnings will be matched. Once you complete the steps above, Upromise will match 10% of your Upromise earnings that you transfer from your Upromise Rewards Account into your Upromise GoalSaver Account during each anniversary year. Your match will be deposited into your Upromise GoalSaver Account within 60 days after your anniversary date, provided that both Accounts remain active at time of transfer. Please refer to GoalSaver FAQs for additional information.

Annual Bonus: $10 Annual Bonus will post to your Upromise GoalSaver Account within 60 days of the completion of each anniversary from the date your Account was opened. To be eligible for the bonus each year, you must have a recurring deposit, initiated from your Upromise GoalSaver Account, post at least 10 out of the 12 months in an amount not less than $10 each deposit and your Account must be in an open status at the time of bonus posting.

Loyalty Bonus: $100 will post to your Upromise GoalSaver Account within 60 days of the completion of the 3rd year anniversary of when your Upromise GoalSaver Account was opened. To be eligible the Upromise GoalSaver Account must maintain at least $0.01 up until the day before the 3rd anniversary date, a $5,000 balance must be reached by and remain in the account on the 3rd anniversary date and the Upromise GoalSaver Account must be in an open status at the time of bonus posting.

We reserve the right to modify or discontinue features, benefits and services including cash rewards and bonuses at any time without notice. Other terms and conditions may apply. Upromise Rewards Accounts are not FDIC-insured, carry no bank guarantee and may lose value. Please visit Upromise.com for most up-to-date product features.

Advertised Annual Percentage Yield (APY) for the Upromise GoalSaver Account is variable and may change after account opening, applies to personal accounts only, and is accurate as of 10/27/2017. Fees could reduce earnings. Please refer to the Account Terms and Conditions Agreement for details.

© 2017 Upromise, Inc. All rights reserved. Upromise GoalSaver Accounts are offered through Sallie Mae Bank, Member FDIC.