Undergraduate Student Loans
Welcome to the best loan option for school
Our Smart Option Student Loan® gives you the money and tools you need for your undergraduate journey.
Lowest rates shown include the auto debit discount. Only the most creditworthy applicants who choose the interest repayment option may receive the lowest rate.
How to apply
It’s easy, just follow these steps:
Tell us about yourself
We’ll need some basic information from you (and your cosigner if you’re applying with one) like your name, address, and date of birth, along with some details about your school.
Choose your loan option(s)
After you’re approved, pick the repayment option and interest rate type that work best for your budget.
Sign & accept
Be sure to review all loan documents so you understand your responsibilities. Once you’ve decided to borrow from us, just e-sign and accept your loan. We'll work with your school to take care of the rest. That's it!