Applying with a creditworthy cosigner, such as a parent, other
relative, or friend, has many benefits:
- Greater chance of approval
- Possibility of a lower interest rate
- Chance to establish a credit history
To start your application, please have the following information available:
1. Social Security numbers
2. Monthly income and expense information
3. Personal references
Do you have other student loans? If so, please have that information on hand as well.
*Students who are foreign citizens must be attending a U.S. postsecondary school and must apply with a creditworthy cosigner who is either a U.S. citizen or eligible permanent resident. Applicable documentation of residency is required.