Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
This promotional benefit is provided at no cost to borrowers with loans that first disburse between July 1, 2018 and April 30, 2020. Borrowers who reside in, attend school in, or borrow for a student attending school in Maine are not eligible for this benefit. No cash value. Terms and Conditions apply. Please visit chegg.com/studystarter/termsandconditions for complete details. This offer expires one year after issuance.
This information is for undergraduate students attending participating degree-granting schools. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
Interest is charged starting at disbursement, during school and the separation/grace period, and until the loan is paid in full. With the Fixed and Deferred Repayment Options, the interest rate is higher than with the Interest Repayment Option and Unpaid Interest is added to the loan’s Current Principal at the end of the grace/separation period. Payments may be required during the grace/separation period depending on the repayment option selected. Variable rates may increase over the life of the loan. Advertised variable rates reflect the starting range of rates and may vary outside of that range over the life of the loan. Advertised APRs assume a $10,000 loan to a freshman with no other Sallie Mae loans.
Borrower or cosigner must enroll in auto debit through Sallie Mae to receive a 0.25 percentage point interest rate reduction benefit. This benefit applies only during active repayment for as long as the Current Amount Due or Designated Amount is successfully withdrawn from the authorized bank account each month and may be suspended during periods of forbearance or deferment, if available for the loan.
NO PURCHASE NECESSARY. A PURCHASE DOES NOT IMPROVE YOUR CHANCES OF WINNING. The Swipe Away 10K Sweepstakes begins at 12:00 AM Eastern Daylight Savings Time (“EDT”) on 10/1/19 and ends at 11:59:59 PM EDT on 9/30/20. Sweepstakes is open only to legal residents of the fifty (50) United States, D.C., and all US Territories who are the age of the majority in the jurisdiction in which they reside and who are Sallie Mae Ignite or Sallie Mae Accelerate cardholders in good standing as of the date they are notified as a potential winner. One (1) Grand Prize valued at up to $10,000 will be awarded each month. The total value of all prizes awarded in this Sweepstakes: up to $120,000. Odds of winning depend upon the number of eligible entries received. Void where prohibited. Sweepstakes subject to complete Official Rules available at SallieMae.com/swipeaway10Ksweepstakesofficialrules. SPONSOR: The Sponsor of this Sweepstakes is Sallie Mae Bank, 300 Continental Drive, Newark, DE 19713. This Sweepstakes is in no way sponsored, endorsed or administered by, or associated with Instagram or Twitter.
The Sallie Mae Ignite, Sallie Mae Accelerate, and Sallie Mae Evolve credit cards are issued by Sallie Mae Bank pursuant to a license by Mastercard International. Mastercard and World Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.
Sallie Mae loans are made by Sallie Mae Bank or a lender partner.
Information advertised valid as of 9/25/2019.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK SALLIEMAE.COM FOR THE MOST UP-TO-DATE PRODUCT INFORMATION.