If you’ve been affected by the coronavirus and need help with your account, we’re here for you.

Read our CEO Jon Witter's open letter outlining our commitment to promote diversity in higher education and advance social justice.

Skip to main contentSkip to login
Cosign a student loan application Check student loan application status

Learn about your student loan options

student loans

Career training
student loans




Medical school

Medical residency

Dental school

Dental residency

Health professions graduate

Law school

Bar study

student loans












Undergraduate student loans benefits

Multi-Year Advantage

Year after year, you can get the money you need to cover 100% of your school-certified expenses. Undergraduate students have a 95% approval rate when they return to Sallie Mae with a cosigner.

Repayment options that give you control

Make payments while in school to lower total loan costs, or defer until after graduation.

4 months of free Chegg Study®

Get anytime, anywhere study and homework support.

Learn more

Stay up to date

Group 2 Copy Created with Sketch.

Understand your repayment options

Going to grad school or serving in the military? Experiencing financial challenges? Learn about the repayment programs we offer.

Explore student loan repayment options

Announcing the 2020 Bridging the Dream Grad Scholarship Winners

Four incredible students have each been awarded a $20,000 Bridging the Dream Scholarship for Graduate Students.

Meet the winners


Get ready for taxes

You may be able to deduct interest that you've paid on eligible student loans.

Get tax information


Going to a university and being exposed to different ways of thinking is transformative. It’s really shaped how I think about things.


Noor H.,
aspiring lawyer

We can help you make college happen

100% U.S.-based customer service

rating from the Better Business Bureau

to help you make college happen

Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

You must apply for a new loan each school year. This approval percentage is based on students with a Sallie Mae undergraduate loan in the 2018/19 school year who were approved when they returned in 2019/20. It does not include the denied applications of students who were ultimately approved in 2019/20.

This information is for undergraduate students attending participating degree-granting schools. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Interest is charged throughout the life of the loan—beginning with disbursement, during school, through any grace/separation period, and ending when the loan is paid in full. With the Fixed and Deferred Repayment Options, the interest rate is higher than with the Interest Repayment Option and Unpaid Interest is added to the loan’s Current Principal at the end of the grace/separation period. Payments may be required during the grace/separation period depending on the repayment option selected. Variable rates may increase over the life of the loan. Advertised variable rates reflect the starting range of rates and may vary outside of that range over the life of the loan. Advertised APRs assume a $10,000 loan to a freshman with no other Sallie Mae loans. Borrower or cosigner must enroll in auto debit through Sallie Mae to receive a 0.25 percentage point interest rate reduction benefit. This benefit applies only during active repayment for as long as the Current Amount Due or Designated Amount is successfully withdrawn from the authorized bank account each month and may be suspended during periods of forbearance or deferment, if available for the loan.

Loan amount cannot exceed the cost of attendance less financial aid received as certified by the school. Sallie Mae reserves the right to approve a lower loan amount than the school-certified amount. Miscellaneous personal expenses (such as a laptop) may be included in the cost of attendance for students enrolled at least half time.

This promotional benefit is provided at no cost to borrowers with loans that first disburse between July 1, 2018 and April 30, 2021. Borrowers who reside in, attend school in, or borrow for a student attending school in Maine are not eligible for this benefit. No cash value. Terms and Conditions apply. Please visit chegg.com/studystarter/termsandconditions for complete details. This offer expires one year after issuance.

The Sallie Mae Ignite, Sallie Mae Accelerate, and Sallie Mae Evolve credit cards are issued by Sallie Mae Bank pursuant to a license by Mastercard International Incorporated. Mastercard and World Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

Sallie Mae loans are made by Sallie Mae Bank.

Information advertised valid as of 10/26/2020.