Skip to main contentSkip to login
Finish a saved student loan application Cosign a student loan application Check student loan application status

Learn about your student loan options


Undergraduate
student loans


Career training
student loans


Parent
loans


K-12
loans


MBA
loans


Medical school
loans


Medical residency
loans


Dental school
loans


Dental residency
loans


Health professions graduate
loans


Law school
loans


Bar study
loans


Graduate
student loans

Exclusive undergraduate student loans benefits

4 months of Chegg Study®

30 minutes of Chegg® Tutors

4 months of Easybib® Plus

Learn more

Stay up to date

What you need to know before you borrow

Estimate your cost of attendance, full year borrowing, adding a cosigner and more. Visit our Ready to Borrow section for all the info you need to prepare yourself to apply.

Get Ready to Borrow

Search for graduate school scholarships

Use our Graduate Scholarship Search to get free access to 950,000 graduate scholarships, worth up to $1 billion. Register now and you can enter for a chance to win $1,000.

Find graduate school scholarships

Announcing the 2019 Bridging the Dream Grad Scholarship Winners

Four incredible students have each been awarded a $20,000 Bridging the Dream Scholarship for Graduate Students.

Meet the winners

 

Going to a university and being exposed to different ways of thinking is transformative. It’s really shaped how I think about things.

 

Noor H.,
aspiring lawyer

We can help you make college happen

100% U.S.-based customer service

helping America pay for college

rating from the Better Business Bureau

to help you make college happen

Hey Sallie, is that you?

Sure is! We’ve been listening to you, and we’re excited to show you what’s next.

Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

This promotional benefit is provided at no cost to borrowers with loans that first disburse between July 1, 2018 and April 30, 2020. Borrowers who reside in, attend school in, or borrow for a student attending school in Maine are not eligible for this benefit. No cash value. Terms and Conditions apply. Please visit chegg.com/studystarter/termsandconditions for complete details. This offer expires one year after issuance.

This information is for undergraduate borrowers attending degree-granting institutions only. You must be attending a participating school located in the U.S. or have attended one during an eligible prior enrollment period. You must be a U.S. citizen or a permanent resident or a Non-U.S. citizen borrower with a creditworthy cosigner (who must be a U.S. citizen or permanent resident) and required U.S. Citizenship and Immigration Service (USCIS) documentation. U.S. citizens and permanent residents enrolled in eligible study abroad programs or who are attending or have attended schools located outside the U.S. are also eligible. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Interest rates for Fixed and Deferred Repayment Options are higher than interest rates for the Interest Repayment Option. You're charged interest starting at disbursement, while in school, during your separation/grace period, and until the loan is paid in full. The repayment option that is selected will apply during the in-school and separation/grace periods. When you enter principal and interest repayment, Unpaid Interest will be added to your loan's Current Principal. Variable rates may increase over the life of the loan. Advertised variable rates reflect the starting range of rates and may vary outside of that range over the life of the loan. Advertised APRs assume a $10,000 loan to a freshman with no other Sallie Mae loans. Borrower or cosigner must enroll in auto debit through Sallie Mae. The rate reduction benefit applies only during active repayment for as long as the Current Amount Due or Designated Amount is successfully withdrawn from the authorized bank account each month. This benefit may be suspended during periods of forbearance or deferment, if available for the loan.

Smart Option Student Loans are made by Sallie Mae Bank or a lender partner.

Information advertised valid as of 8/2/2019.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK SALLIEMAE.COM FOR THE MOST UP-TO-DATE PRODUCT INFORMATION.