Note: Calculator assumes the interest rate remains the same and that unpaid interest isn’t capitalized—added to the principal amount of your loan—at any time.
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Note: Calculator assumes the interest rate remains the same and that unpaid interest isn’t capitalized—added to the principal amount of your loan—at any time.
See more tools
Check out more college planning tools
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Some lenders capitalize unpaid interest - add it to the principal amount of your loan. This could increase your total loan cost. Be sure to check with your lender before borrowing or look at ways to pay down the interest before it capitalizes.