Sallie Mae Home  Undergraduates  Smart Option Student Loan  Career Training Smart Option Student Loan  Graduates  Smart Option Student Loan  Medical Residency & Relocation Loan  Dental Residency & Relocation Loan  Bar Study Loan  K-12  Banking  Insurance  Credit Cards  Upromise Rewards  Plan for College  Saving for College  Scholarships for College  College Grants  Financial Aid  Types of Student Loans  The College Planning Toolbox  Contact Us  Feedback  Full Site 
Manage & Pay Loans  Banking  Upromise Rewards  Activity Center Login  Complete Your Application  Check Your Loan Status  eSign Your Loan  Cosign Existing Loan 

Graduate Student Loans

Have Questions?

Get help deciding which loan is right for you.

Already Applied?

Manage Your Loan

Pencil

A cosigner can really pay off


A cosigner can help you qualify

Applying with a creditworthy cosigner can give you a better chance of approval.

Easier cosigner release
You can apply to release your cosigner after you graduate and make the required amount of consecutive, on-time principal and interest payments.3

Weighing Your Options

It's important to explore your options. Click here to learn about the differences between the Sallie Mae Smart Option Student Loan® and the PLUS Loan for Graduates.


Tools


Keep In Touch

If you'd like to be updated on our products and services please provide your contact information below

First Name

Last Name

Email

Submit 

By providing my email address, I authorize Sallie Mae and any affiliates to which it shares this email address to send me commercial messages at such email address.

Have questions?
Call us at 877-279-7172

Additional Graduate Student Loan Information

Sallie Mae's graduate student loans offer flexibility enabling graduate students to select a student loan plan that best fits their financial and professional needs.

Graduate students can also benefit from a host of other loan benefits, including: low variable interest rates, a choice of credit-building loan repayment options, paid-interest tax deductions, and 24/7 access to convenient loan management resources.

Encouraging Responsible Borrowing

Sallie Mae has helped more than 30 million Americans pay for college since 1972. We encourage students and families to supplement their savings by exploring grants, scholarships, federal and state student loans, and to consider the anticipated monthly payments on their total student loan debt and their expected future earnings before considering a private education loan.

 
 
Graduate Private Student Loans offer: competitive rates and product features, money-saving benefits, funding for graduate and post-graduate studies

Smart Option Student Loan®

When it comes to financing your graduate degree, finding a student loan that provides the best value is critical to helping you achieve your long-term professional goals. The Smart Option Student Loan® offers graduate students value — and much more — with:

  • Lower pricing for graduate students! Variable and fixed loan interest rates with APRs that can be lower than the PLUS Loan for highly qualified Graduate Students.1
    See How They Compare
  • No origination fees.
  • A choice of three repayment options designed to save you money.2

Get Started  

Learn More 

Residency and Relocation Loans

Preparing to enter a residency program? A Residency & Relocation Loan® can help pay for residency interview and relocation costs.

Learn More About Medical School Loans 

Learn More About Dental School Loans 

Bar Study Loan®

Preparing to take the bar exam? The Bar Study Loan is designed to help finance bar review courses, exam deposits and fees, and other costs associated with taking the bar exam.

Learn More About Bar Loans 

Additional Graduate Student Loan Information

Flexibility is key to financing a graduate education — and no one knows this better than a graduate student. Sallie Mae's graduate student loans offer flexibility — and much more — enabling graduate students to select a student loan plan that best fits their financial and professional needs.

Graduate students can also benefit from a host of other loan benefits, including: low variable interest rates, a choice of credit-building loan repayment options, paid-interest tax deductions, and 24/7 access to convenient loan management resources.

Encouraging Responsible Borrowing

Sallie Mae has helped more than 30 million Americans pay for college since 1972. We encourage students and families to supplement their savings by exploring grants, scholarships, federal and state student loans, and to consider the anticipated monthly payments on their total student loan debt and their expected future earnings before considering a private education loan.

 

Smart Option Student Loan® for Graduate Students

Offers variable or fixed interest rates that can be lower than PLUS Loans for highly qualified Graduate Students1, no origination fees and a choice of 3 repayment options to save you money.2

 

Medical Residency & Relocation Loan®

Finance the costs associated with finding a medical residency, including travel to interviews and relocation costs which are not covered by federal student loan programs. You can also use the loan to cover board examination expenses.

 

Dental Residency & Relocation Loan®

Finance the costs associated with finding a dental residency, including travel to interviews and relocation costs which are not covered by federal student loan programs. You can also use the loan to cover board examination expenses.

 

Bar Study Loan®

The Bar Study Loan is designed to help finance bar review courses, exam deposits and fees, and other costs associated with taking the bar exam.

 
 
 

This information is for borrowers attending degree-granting institutions only. Credit criteria and eligibility requirements apply.

1 Explore federal loans and compare to ensure you understand the terms and features. Smart Option Student Loans that have variable rates can go up after consummation. Federal student loans are required by law to provide a range of flexible repayment options, including, but not limited to, income-based repayment and income-contingent repayment plans, and loan forgiveness and deferment benefits, which other student loans are not required to provide. Federal loans generally have origination fees, but are available to students regardless of income.

2 Interest rates for the Fixed and Deferred Repayment Options are higher than for loans with the Interest Repayment Option. Graduate student pricing on the Smart Option Student Loan is limited to students enrolling in a Masters/Doctorate level degree program. Graduate Certificate/Continuing Education course work is not eligible for graduate student pricing. Variable rates may increase after consummation. Interest is charged while you are in school and during the 6 month separation period. Any interest that remains unpaid when you enter full repayment will be added to your loan balance.

3 Only the borrower may apply for cosigner release. The borrower must provide proof of successful completion of school, be a U.S. citizen or permanent resident, be current and have made 12 consecutive on-time payments of principal and interest immediately before applying, and pass a credit check including income verification when the release request is processed.

Smart Option Student Loans, Residency & Relocation Loans, and Bar Study Loans are made by Sallie Mae Bank® or a lender partner.

Information advertised valid as of 3/25/2014.

WE RESERVE THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK SALLIEMAE.COM FOR THE MOST UP-TO-DATE PRODUCT INFORMATION.

The Sallie Mae logo, Sallie Mae, Sallie Mae Bank, Smart Option Student Loan, Residency & Relocation Loan, Bar Study Loan and Smart Reward are registered service marks of Sallie Mae, Inc.