Graduate Student Loans
Smart Option Student Loan®
When it comes to financing your graduate degree, finding a student loan that provides the best value is critical to helping you achieve your long-term professional goals. The Smart Option Student Loan® offers graduate students value — and much more — with:
- Lower pricing for graduate students! Variable and fixed loan interest rates with APRs that can be lower than the PLUS Loan for highly qualified Graduate Students.1
See how they compare
- No origination fees.
- A choice of three repayment options designed to save you money.2
Bar Study Loan®
Preparing to take the bar exam? The Bar Study Loan is designed to help finance bar review courses, exam deposits and fees, and other costs associated with taking the bar exam.
Additional graduate student loan information
Flexibility is key to financing a graduate education — and no one knows this better than a graduate student. Sallie Mae's graduate student loans offer flexibility — and much more — enabling graduate students to select a student loan plan that best fits their financial and professional needs.
Graduate students can also benefit from a host of other loan benefits, including: competitive variable interest rates, a choice of credit-building loan repayment options, paid-interest tax deductions, and 24/7 access to convenient loan management resources.
Encouraging Responsible Borrowing
Sallie Mae has helped more than 30 million Americans pay for college since 1972. We encourage students and families to supplement their savings by exploring grants, scholarships, federal and state student loans, and to consider the anticipated monthly payments on their total student loan debt and their expected future earnings before considering a private education loan.
Get help deciding which loan is right for you.
Call us at (877) 279-7172(877) 279-7172
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A cosigner can really pay off
A cosigner can help you qualify
Applying with a creditworthy cosigner may give you a better chance of approval.
Cosigner release available
After graduation a borrower may apply for their cosigner to be released from the loan once they have made 12 consecutive, on-time principal and interest payments and meet certain credit requirements.3
Weighing your options
It's important to explore your options. Click here to learn about the differences between the Sallie Mae Smart Option Student Loan® and the PLUS Loan for Graduates.