SmartyPig Accounts are offered through Sallie Mae Bank, Member FDIC.
Advertised Interest Rates and Annual Percentage Yields (APY) for the SmartyPig Account are variable and may change after account opening, are based on your aggregate account balance on all your SmartyPig goals (including your Primary Account) plus your month to date accrued interest which may not have yet posted to your account, apply to personal accounts only, and are accurate as of 09/30/2020. The ongoing APYs and Interest Rates associated with different account balances are: If your daily balance is more than $0 but $2,500 or less the interest rate paid on the entire balance in your account will be 1.09% with an annual percentage yield of 1.10%. If your daily balance is more than $2,500 but $10,000 or less the interest rate paid on the entire balance in your account will be 1.00% with an annual percentage yield of 1.00%. If your daily balance is more than $10,000 but $50,000 or less the interest rate paid on the entire balance in your account will be 0.80% with an annual percentage yield of 0.80%. If your daily balance is more than $50,000 the interest rate paid on the entire balance in your account will be 0.70% with an annual percentage yield of 0.70%. Please refer to the SmartyPig Account Terms and Conditions Agreement for details.
Current SmartyPig Accountholders can get a reward for each new valid SmartyPig Deposit Accountholder(s) referral via the Refer a Friend Program. To get the $10 reward, you must submit your friend's email address on the form provided on our website or via the link we send you, or your friend must apply using a valid Program code. Your referred friend(s) must open a SmartyPig Account and fund that Account with at least $25 within 30 days of receiving the invite. The $10 reward will be deposited into your SmartyPig Account within 90 days of completion of the requirements. Maximum of 100 referrals per Accountholder, up to $1,000. Sallie Mae reserves the right to revoke, change, or terminate this promotional offer at any time without notice. Other terms and conditions apply.
Federal Regulation D limits certain types of withdrawal and transfer transactions you can make from your SmartyPig Account to a maximum of six per monthly statement period per Account. If you need to make more than six transfers or withdrawals in one monthly statement period, please call SmartyPig Customer Support at 1-(877) 751-6884. For more information, please refer to the SmartyPig Account Terms and Conditions Agreement.
SmartyPig and the SmartyPig logo are trademarks of Q2 Software Inc.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK SALLIEMAE.COM FOR THE MOST UP-TO-DATE PRODUCT INFORMATION.