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For bachelor's or associate's degrees, or a certificate at a degree-granting school
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For professional training or certificate courses (culinary, aviation, technical, etc.) at a non-degree-granting school
For your student’s bachelor's, associate's, or graduate degree, or a certificate at a degree-granting school
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For expenses associated with your child's private kindergarten through grade 12 education
For Masters of Business Administration (MBA) degrees
Pay for your medical degree expenses in allopathic, general, osteopathic, podiatric, radiology, sports, and veterinary medicine
For expenses associated with taking board examinations, travel for interviews, and moving for your medical residency
Pay for your dental degree expenses in dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics
For expenses associated with taking board examinations, travel for interviews, and moving for your dental residency
For nursing, pharmacy, allied health, and other graduate-level medical degrees
For expenses associated with fees and living expenses as you study for the bar exam
For master's, doctorate, and law degrees
Enjoy a savings account that motivates you to reach your goals with loyalty bonuses and milestone rewards
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Boost your college savings with cash back when you shop online, book travel, eat at restaurants, and more.
Save with a great interest rate, plus no minimum balance or fees
Take advantage of savings with a great interest rate earned over a fixed period of time.
Learn about a tax-advantaged way to save for college.
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It's important to understand how private student loans work and how the decisions you make now can affect your future.
When applying for an undergraduate student loan, you’ll need to decide things like how much money to borrow for college, how you’d like to pay the money back, and if you’re applying with a cosigner. It’s also helpful to understand what’s required during the application process and what happens after your loan is approved.
Learn more about private student loans
Find out how to apply, the benefits they offer, and how you pay them back.
Understand private student loans
Figure out how much money to borrow for college
Estimate how much you’ll need to pay for college, after exploring scholarships, grants, and federal loans.
Decide how much to borrow
Apply for a student loan with a cosigner
Find out the possible benefits of applying for a private student loan with a cosigner.
Consider a cosigner
Choose your student loan options
Understand the decisions that affect your total loan cost and how you’ll pay your student loan back.
Choose a type of interest rate and repayment option
Know what to expect when you apply
Be ready with the information you’ll need to apply for a Sallie Mae student loan and learn next steps.
Understand the application process
Learn how student loan funds get to your school
Find out what steps your school needs to take when a Smart Option Student Loan® is approved
What happens after loan approval
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