First, your school will need to certify your Smart Option Student Loan®
- A certification request is sent to your school after your loan is approved. All schools have different processes for certification—some certify daily, weekly, biweekly, etc.
- Most schools only certify 30 days before the enrollment period begins, even though you may have applied months in advance.
- Usually no actions are required from you or your cosigner during this time. We’ll keep you posted so you always know where we are in the process.