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Here’s what you’ll need to start your application

  • Your address; if you've lived at your address less than one year, you'll need to provide your previous address
  • Your Social Security number
  • School information including enrollment status, degree, and course of study
  • Academic period of enrollment and year in school
  • Loan amount you’re requesting and other financial aid you expect to receive (Get help deciding how much to borrow)
  • Your employment information (company name and gross income)
  • Financial information, including your bank accounts, and your monthly mortgage or rent payments
  • Two personal contacts (other than your cosigner)
  • If you’re applying with a cosigner, we’ll ask your cosigner to provide some information about themselves

Then we’ll review a few things with you

  • How and when we collect, share, and protect your personal information

After you submit your application

  • We’ll review your credit. We usually provide a credit result when you and your cosigner (if applicable) submit your application. But there might be cases where our credit specialists will ask you for additional information or documentation before they can make a decision.
  • If we approve your application, you’ll choose your type of interest rate and your repayment option.
  • Then you or your cosigner will accept the terms of your loan and sign it electronically.
  • Next, we'll ask your school to certify your eligibility, including enrollment verification and loan amount.