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Time to start planning for your next loan with Sallie Mae®?

Remember, another Smart Option Student Loan® means another FREE Study Starter benefit.

Visit our Get Ready to Borrow section for all the info you need to know before you apply.


Paying down student loans just got easier

With the Sallie Mae AccelerateSM Card, earn a $200 cash back reward after you spend $1,000 in the first 3 months.1 Plus, redeem 2% cash back to help pay down ANY student loan, or 1.5% cash back for everything else.2

Learn More about Sallie Mae AccelerateSM


  Putting words into action

Read an open letter from our CEO Jon Witter outlining our multi-million dollar commitment to promote diversity in higher education and advance social justice.

1. You'll earn $200 in bonus rewards after you've spent $1,000 (net) on eligible purchases in the first three months after you open the account. The following do not qualify as eligible purchases, do not earn cash back and do not count as part of the net spend requirement for the bonus reward: cash advances (including cash-like transactions), balance transfers, convenience check amounts, purchases that we believe have been made by or for a business, commercial or investment purpose, account fees, interest charges, and unauthorized or fraudulent transactions. Bonus rewards will be applied to your rewards balance within one or two billing periods after you spend the required amount. Your account must be open and up-to-date at time of fulfillment to earn rewards. This promotion is not valid in combination with any other promotion or offer. See Cardmember Agreement and Rewards Terms and Conditions for full details.
2. Base cash back is earned at a rate of 1.5%. Accelerate cardmembers will earn a 33 1/3% bonus on rewards redeemed to help pay down a student loan (Bonus Rewards) which gives you a total cash back value of 2% on the amount redeemed. For example, if you redeem $100 in Rewards to pay a student loan, you will earn an additional $33.33 in Bonus Rewards, which will be included as part of the student loan payment, resulting in a total payment of $133.33 toward your student loan. Bonus Rewards only apply on reward amounts redeemed to help pay down a student loan. The reward redemption amount may not satisfy the loan payments due to your lender and you are responsible for meeting the specific payment terms of your loan.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK SALLIEMAE.COM FOR THE MOST UP-TO-DATE PRODUCT INFORMATION.