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Time to start planning for your next loan with Sallie Mae®?

Remember, another Smart Option Student Loan® means another FREE Study Starter benefit.

Visit our Ready to Borrow section for all the info you need to know before you apply.

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Get ready for taxes

Did you know the interest you pay on student loans may be eligible for a tax deduction? Find out more about eligibility, where to get your information, and how to set your communication preferences so you’re notified when your information is ready.

We’re putting words into action

Read an open letter from our CEO Jon Witter outlining our multi-million dollar commitment to promote diversity in higher education and advance social justice.

You'll earn $200 in bonus rewards after you've spent $1,000 (net) on eligible purchases in the first three months after you open the account. The following do not qualify as eligible purchases, do not earn cash back and do not count as part of the net spend requirement for the bonus reward: cash advances (including cash-like transactions), balance transfers, convenience check amounts, purchases that we believe have been made by or for a business, commercial or investment purpose, account fees, interest charges, and unauthorized or fraudulent transactions. Bonus rewards will be applied to your rewards balance within one or two billing periods after you spend the required amount. Your account must be open and up-to-date at time of fulfillment to earn rewards. This promotion is not valid in combination with any other promotion or offer. See Cardmember Agreement and Rewards Terms and Conditions for full details.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK SALLIEMAE.COM FOR THE MOST UP-TO-DATE PRODUCT INFORMATION.