If you are a U.S. student enrolled in a graduate health professions program at an eligible institution outside of the U.S., you may apply for the loans offered by GHELP.
GHELP can help cover the entire cost of your graduate health professions education with a complete package of student loans. The program includes a federal Stafford loan, a federal Graduate PLUS loan, a private education loan, and a Residency & Relocation loan option for graduate medical students.
GHELP features competitive rates and fees, combined billing with other Sallie Mae-serviced loans, 24/7 online account access, payment options for any budget, and money-saving borrower benefits.
Stafford loans are low interest, federally guaranteed loans for graduate health professions students.
Benefits include:
For students who have reached the maximum Stafford loan limit and still need additional funds, a Graduate PLUS loan is a flexible and affordable solution. Graduate students can borrow up to the full cost of education, including tuition and fees, room and board, books and supplies, transportation and living allowance, less other aid received.
Benefits include:
The innovative Smart Option Student Loan helps save you money, build your credit, and pay off your student loan faster. It's an ideal education funding solution if you still need funds after maximizing grants, scholarships, and federal loans.
Residency and Relocation Loan
Residency and Relocation loans are private education loans designed to help graduate health professions students in their fourth or final year of medical school outside of the U.S. cover the costs of residency and relocation.
1 Borrowers who authorize the automatic debit of funds from their bank account to cover their monthly education loan payments will receive an interest rate reduction of 0.25 percentage point on eligible Stafford, and Graduate PLUS Loans. Assuming the loan is serviced by Sallie Mae, the benefit remains available during active repayment for as long as the borrower's monthly payment is successfully deducted from the borrower's bank account. Borrowers can elect to make payments via automatic debit through Sallie Mae's online account management system. This benefit lowers your interest rate but does not change the amount of your monthly payment. This benefit is suspended during periods of deferment or forbearance. If the loan is not serviced by Sallie Mae, other restrictions may apply.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BORROWER BENEFITS (INCLUDING INTEREST RATE REDUCTIONS) AT ANY TIME WITHOUT NOTICE. APPLICANTS SHOULD CHECK THE SALLIE MAE WEBSITE CLOSE TO THEIR LOAN APPLICATION DATE AND AGAIN PRIOR TO DISBURSEMENT TO OBTAIN THE MOST UP-TO-DATE INFORMATION REGARDING PRODUCTS, SERVICES AND BORROWER BENEFITS.
Borrower benefit information is valid as of June 30, 2009.