Four-year and community college loans

Sallie Mae's student loans make it easier for you to advise your families on their financing options during and after school.

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Sallie Mae has a free scholarship search that can help make your school more affordable for families.

Stafford Loans

Federal Stafford loans are fixed-rate loans made to undergraduate and graduate students who are attending colleges and universities at least half time.

Federal Stafford loans are the most common source of education loan funds and are available to graduate and undergraduate students.

Parent PLUS Loan

Federal Parent PLUS loans are federally sponsored loans for parents of undergraduate, dependent students. With a Parent PLUS loan, they may borrow up to the full cost of their child's education, including tuition and fees, room and board, books and supplies, transportation, and living allowance — minus other financial aid received.

Sallie Mae Smart Option Student Loan

The Sallie Mae Smart Option Student Loan is an ideal solution for students who still need funds after they have maximized free money and federal loans. With this loan, students can borrow up to the full cost of their education, less other aid received. The Smart Option Student Loan helps students save money, build good credit, and pay off their student loan faster.


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