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Student Loans

Variable and fixed loan interest rates for graduate or undergraduate students and their parents – including the Smart Option Student Loan with three repayment choices to fit any budget.

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Smart Option Student Loan®

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FDIC-insured banking services to help you save the way you want, with high interest rates and flexibility.

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Money Market

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College Savings Plans

State-sponsored 529 plans are one of the most popular ways to save for college. 529 plans offer unique benefits – control over the account, earnings grow tax-deferred and some plans even allow friends and family to make contributions directly into your account.

To learn more about 529 college savings plans, please visit Upromise by Sallie Mae.

Sallie Mae Bank provides repository services for the Utah Educational Savings Plan’s FDIC-insured accounts. For information about the Utah Educational Savings Plan, a 529 college savings program, please visit UESP.



Encouraging Responsible Borrowing

Sallie Mae has helped more than 30 million Americans pay for college since 1972. We encourage students and families to supplement their savings by exploring grants, scholarships, federal and state student loans, and to consider the anticipated monthly payments on their total student loan debt and their expected future earnings before considering a private education loan.