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Student Loans

Variable and fixed loan interest rates for graduate or undergraduate students and their parents – including the Smart Option Student Loan with three repayment choices to fit any budget.

Banking

FDIC-insured banking services to help you save the way you want, with high interest rates and flexibility.

Student Loans

Variable and fixed loan interest rates for graduate or undergraduate students and their parents – including the Smart Option Student Loan with three repayment choices to fit any budget.

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Smart Option Student Loan®

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Banking

FDIC-insured banking services to help you save the way you want, with high interest rates and flexibility.

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Money Market

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Encouraging Responsible Borrowing

Sallie Mae has helped more than 30 million Americans pay for college since 1972. We encourage students and families to supplement their savings by exploring grants, scholarships, federal and state student loans, and to consider the anticipated monthly payments on their total student loan debt and their expected future earnings before considering a private education loan.