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The Upromise Mastercard®

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The Upromise MasterCard®

Boost your Upromise by Sallie Mae earnings with the Upromise MasterCard. You can earn cash back on every purchase. Plus, you can earn an additional $25 cash back bonus when you make your first purchase within 90 days of opening your account.3

Here’s how you earn cash back for college:

5%

CASH BACK

Online Shopping

5% cash back on eligible online purchases through Upromise online shopping.2

4%

CASH BACK

Dining

4% cash back on eligible dines at thousands of Upromise dining restaurants.2

UP
TO

3%

CASH BACK

Gas

Up to 3% cash back on eligible gas purchases at Exxon or Mobil locations.2

2%

CASH BACK

Movie Theaters

2% cash back at eligible movie theaters.2

1%

CASH BACK

Everyday Purchases

1% cash back on everything else.2

With eligible online purchases through Upromise, you can earn 5% or more cash back, plus an additional 5% cash back when you pay with the Upromise MasterCard.2

Apply Now

By clicking Apply Now you will be directed to an online application website that is operated by Barclaycard and is governed by the Barclaycard Privacy Policy .

 
 

1 Offer subject to credit approval. Benefits will vary depending upon the card for which you are approved. Not everyone will qualify for the World MasterCard credit card and its benefits. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you or you may receive a Platinum card which has fewer benefits. Please review the materials provided with the Cardmember Agreement you will receive after account opening for more information about the benefits that will apply if you are not approved for the World MasterCard. This offer is available to new Cardmembers only. For information about rates, fees, other costs, the reward program rules (including rewards accrual rate, awards, etc.) and benefits associated with the use of the credit card program, please see the Terms and Conditions. By applying for the card, you will be identifying yourself to Barclaycard as a Upromise member who is eligible for this offer.

2 Restrictions apply. Please read the Upromise Credit Card Rewards Program Rules and Terms and Conditions for important information about rates, fees, benefits, restrictions, limitations and other costs before applying. To earn and receive Cash Back earnings, you must be a Upromise member, you must pay for purchases with your Upromise MasterCard and your Upromise MasterCard must be registered to your Upromise account. To become a member and register your credit card, visit Upromise.com/activate. 5% Online Shopping Cash Back consists of 1% Base Cash Back and 4% bonus cash back on eligible online Net Purchases made through participating retailers on Upromise.com. The 5% Cash Back that you can earn on participating online retail purchases using your Upromise MasterCard is in addition to the online retailers' 5% or more Cash Back. Exclusions and limitations to the 5% cash back apply. Go to http://shop.upromise.com and click on `Store Info' next to the online partner to see the applicable cash back amount and product exclusions for that partner, if any. 4% Dining Cash Back consists of 1% Base Cash Back and 3% bonus dining cash back on Net Purchases at participating Upromise Dining restaurants. For more information on the Upromise Dining Program Cash Back requirements, including individual restaurant restrictions or a list of participating Upromise Dining restaurants, visit http://upromise.com/dining. 3% Gas Cash Back consists of 1% Base Cash Back and 2% bonus cash back on Exxon or Mobil gasoline Net Purchases of 20 gallons or more in a calendar month. For more information, visit http://shop.upromise.com/mall/exxonmobil. 2% Movie Theater Cash Back consists of the 1% Base Cash Back and 1% bonus cash back on every $1 of Net Purchases made at movie theater merchants that are classified in the Visa/MasterCard system in the Motion Picture Theaters category. 1% Base Cash Back is awarded on Net Purchases made with a registered Upromise MasterCard by the cardmember or any authorized users. Net Purchases are consumer retail purchase transactions made with your Upromise MasterCard less any credits, returns and adjustments.

3 To earn a $25 Cash Back bonus you must use your new Upromise Credit Card to make your first purchase, cash advance, or balance transfer transaction within 90 days of opening your account. This is a limited time offer and may be cancelled at any time without notice. To earn and receive Cash Back earnings, you must be a Upromise member, you must pay for purchases with your Upromise MasterCard and your Upromise MasterCard must be registered to your Upromise account. To become a member and register your credit card, visit upromise.com/activate.