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The Upromise Mastercard®

Upromise Member Quote
“We use our Upromise credit card for everything! Amazing how fast the money grows.”
- Patty M.

Upromise MasterCard Cash Back

Here’s how the Upromise MasterCard can boost your cash back for college.

ONLINE SHOPPING

5%

CASH BACK

On eligible online purchases through Upromise online shopping2

DINING

4%

CASH BACK

On eligible dines at thousands of Upromise Dining Restaurants2

MOVIE THEATERS

2%

CASH BACK

At eligible movie theaters2

EVERYDAY PURCHASES

1%

CASH BACK

On all other purchases2

Hit Your Goals Faster

Earn up to 10% cash back for college on eligible online purchases through Upromise.com when you use the Upromise MasterCard. It adds up fast. Don’t miss out.

Apply Now 

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1 Offer subject to credit approval. Benefits will vary depending upon the card for which you are approved. Not everyone will qualify for the World MasterCard credit card and its benefits. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you or you may receive a Platinum card which has fewer benefits. Please review the materials provided with the Cardmember Agreement you will receive after account opening for more information about the benefits that will apply if you are not approved for the World MasterCard. This offer is available to new cardmembers only. For information about rates, fees, other costs, the reward program rules (including rewards accrual rate, awards, etc.) and benefits associated with the use of the credit card program, please see the Terms and Conditions. By applying for the card, you will be identifying yourself to Barclaycard as a Upromise member who is eligible for this offer.

2 Restrictions apply. Please read the Upromise Credit Card Rewards Program Rules and Terms and Conditions for important information about rates, fees, benefits, restrictions, limitations and other costs before applying. To earn and receive Cash Back earnings, you must be a Upromise member, you must pay for purchases with your Upromise MasterCard and your Upromise MasterCard must be registered to your Upromise account. To become a member and register your credit card, visit Upromise.com/activate. 5% Online Shopping Cash Back consists of 1% Base Cash Back and 4% bonus cash back on eligible online Net Purchases made through participating retailers on Upromise.com. The 5% Cash Back that you can earn on participating online retail purchases using your Upromise MasterCard is in addition to the online retailers' 5% or more Cash Back. Exclusions and limitations to the 5% cash back apply. Go to View All Retailers for a list of cash back amounts by partner. Participant companies, contribution levels and terms and conditions are subject to change at any time without notice. 4% Dining Cash Back consists of 1% Base Cash Back and 3% bonus dining cash back on Net Purchases at participating Upromise Dining restaurants. For more information on the Upromise Dining Program Cash Back requirements, including individual restaurant restrictions or a list of participating Upromise Dining restaurants, visit http://upromise.com/dining. 2% Movie Theater Cash Back consists of the 1% Base Cash Back and 1% bonus cash back on every $1 of Net Purchases made at movie theater merchants that are classified in the Visa/MasterCard system in the Motion Picture Theaters category. 1% Base Cash Back is awarded on Net Purchases made with a registered Upromise MasterCard by the cardmember or any authorized users. Net Purchases are consumer retail purchase transactions made with your Upromise MasterCard less any credits, returns and adjustments. To earn and receive Cash Back earnings, you must be a Upromise member, you must pay for purchases with your Upromise MasterCard and your Upromise MasterCard must be registered to your Upromise account. To become a member and register your credit card, visit Upromise.com/activate.

3 To earn a $25 Cash Back bonus you must use your new Upromise Credit Card to make your first purchase, cash advance, or balance transfer transaction within 90 days of opening your account. This is a limited time offer and may be cancelled at any time without notice.

4 Barclaycard offers FICO® Score access at its own discretion. FICO® Score access is not a permanent feature of your account and may be removed at any time. To view your FICO® Score, your account with us must be open, active (having activity within the past 150 days) and in good standing. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

The Upromise MasterCard is issued by Barclays Bank Delaware (Barclaycard) pursuant to a license by MasterCard International Incorporated. MasterCard and World MasterCard are registered trademarks of MasterCard International Incorporated. Sallie Mae credit cards are issued by Barclaycard. © 2015 Barclays Bank Delaware (Barclaycard), Member FDIC.