The Sallie Mae Smart Option Student Loan®

Loan application and solicitation disclosures

For fixed interest rate and variable interest rate loans

Encouraging Responsible Borrowing
Sallie Mae has helped more than 34 million Americans pay for college since 1972. We encourage students and families to supplement their savings by exploring grants, scholarships, and federal and state student loans, and to consider the anticipated monthly payments on their total student loan debt and their expected future earnings before considering a private education loan.

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