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Have a plan to pay for college?

According to How America Pays for College 2016, there are advantages to making a plan to pay for college. Have you made your plan? Create one today with the College Planning Calculator.SM

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Kendal's determination is helping her make it to college

This standout athlete and honors student is putting a plan in place to achieve her dreams. See how Kendal keeps moving ahead, no matter what life throws at her.

Meet more students

Kendal's determination is helping her make it to college

This standout athlete and honors student is putting a plan in place to achieve her dreams. See how Kendal keeps moving ahead, no matter what life throws at her.

Meet more students

How America Pays for College 2016: Our National Study of College Students and Parents

Wondering how other families are paying for college? Our annual study shows how Americans are making college happen with scholarships, savings, loans, and more.

See the complete report


How America Pays for College 2016: Our National Study of College Students and Parents

Wondering how other families are paying for college? Our annual study shows how Americans are making college happen with scholarships, savings, loans, and more.

See the complete report

1 Explore federal loans and compare to ensure you understand the terms and features. Smart Option Student Loans that have variable rates can go up after consummation. Federal student loans are required by law to provide a range of flexible repayment options, including, but not limited to, income-based repayment and income-contingent repayment plans, and loan forgiveness and deferment benefits, which other student loans are not required to provide. Federal loans generally have origination fees, but are available to students regardless of income.