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Upromise Loan Link®

Here's another advantage of having a Sallie Mae Student Loan: Upromise Loan Link®

When you join Upromise, you can earn rewards on everyday purchases from participating companies. Rewards can be used toward higher education expenses. And now with Upromise Loan Link, you can also transfer all or some of your rewards to your Sallie Mae student loan account to help pay down your eligible Sallie Mae student loans.1

It's easy to get started.

  1. Join Upromise, register your grocery, gas, and credit cards and start saving when you purchase everyday items at participating merchants. With our new and improved online shopping program, you can enjoy 5% cash back by making eligible online purchases through Upromise2. You can see your earnings accumulate in your Upromise account with just a click of a button. Enroll today!
  2. Link your Upromise account to your Sallie Mae student loan account through Upromise Loan Link. It's simple!
  3. Help pay down student loans. Sallie Mae will transfer designated Upromise earnings balances of at least $10 to your eligible Sallie Mae student loan account monthly.

Not sure if your lender participates in Upromise Loan Link? Check and see: Does my lender participate?

Get Started Today  


1 Only the borrower can link Upromise and loan accounts. Not all loans may be eligible for linking. Please visit for details. Upromise account balances of $10 or more will be automatically transferred on a monthly basis to the linked loan account. For multiple linked loans, Upromise earnings will be allocated at the sole discretion of Upromise and Sallie Mae. Access to Upromise is not limited to Sallie Mae loan customers.

2 Product and partner exclusions and limitations to the 5% cash back apply . Go to View All Retailers for a list of cash back amounts by partner. Please see the deal details associated with the offer for full offer terms and conditions.

Cosigners can transfer their Upromise earnings to the borrower by requesting a check to put towards the payment of the loan or other college expenses.


Terms and conditions apply to the Upromise service. Participating companies, contribution levels and terms and conditions are subject to change at any time without notice. Go to to learn more.