• Find out what’s what. From what your interest rate is to how long you’ll make student loan payments, if you have questions about your loan, log in and head to the Loan Details page.
  • Know what you’ll owe. During your separation or grace period, we’ll send you billing statements and other communications that’ll show your estimated monthly payment amount. (For a Smart Option Student Loan®, both the borrower and cosigner receive billing statements; cosigners on other loan types may not receive them.)

Your billing statement in the last month of your separation or grace period will show you how much your new principal and interest payment amount will be and when it’s due (the Current Amount Due Date). Your student loan payment will be due the same date every month.


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If you don’t want to wait to get an estimate of what your new principal and interest payment amount will be, you can use our Student Loan Payment Amount Estimator.


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