Learn about saving for college

Start with a goal

You don’t have to try to save the full amount all at once. Start now, figure out your goal, and you can help your student borrow less in the future.

How to save for college

Compare ways to save

You have choices, ranging from basic savings accounts to tax-advantaged college savings plans. See what each has to offer and what's right for you.

Compare college savings plans

Build your own custom savings plan with the College Planning CalculatorSM

Explore your college savings options


Money market accounts

Certificates of deposit

Cash back for college programs

529 plan accounts

Boost your savings

Shop for the holidays and earn cash back for college

Join Upromise® for free and turn holiday purchases into cash back for college when you shop online, book travel, and go out to eat.

Earn cash back for college

Save for your next big purchase

SmartyPig® is a free online savings account that can help you save for a car, vacation, or whatever’s next.

Learn more about SmartyPig

I have college savings plans set up for both of my kids and have money directly transferred to them on the first of the month. EVERY month!

- Sarah W.

How American families save for college

use a 529 plan account

use a general savings account

use an investment account

use a certificate of deposit

Source: How America Saves for College 2016, by Sallie Mae and Ipsos. Responses may include more than one method; does not total 100%.

Terms and conditions apply to the Upromise service. Participating companies, contribution levels and terms and conditions are subject to change at any time without notice. Go to Upromise.com to learn more.

The Upromise MasterCard is issued by Barclays Bank Delaware (“Barclaycard”). This online application website is operated by Barclaycard and is governed by the Privacy Policy.