Smart Option Student Loan®
When it comes to financing your graduate degree, finding a student loan that provides
the best value is critical to helping you achieve your long-term professional goals.
The Smart Option Student Loan®
students value — and much more — with:
- Low variable interest rates competitive with PLUS Loan for Graduates.
See how they compare.
- No origination fees
- A choice of three repayment options designed to save you money1
Residency and Relocation Loans
Preparing to enter a residency program? A Residency & Relocation Loan can help
pay for residency interview and relocation costs.
Bar Study Loan
Preparing to take the bar exam? The Bar Study Loan is designed to help finance bar
review courses, exam deposits and fees, and other costs associated with taking the
Additional Graduate Student Loan Information
Flexibility is key to financing a graduate education — and no one knows this better
than a graduate student. Sallie Mae's graduate student loans offer flexibility —
and much more — enabling graduate students to select a student loan plan that best
fits their financial and professional needs.
Graduate students can also benefit from a host of other loan benefits, including:
low variable interest rates, a choice of credit-building loan repayment options,
paid-interest tax deductions, and 24/7 access to convenient loan management resources.
What's more, Sallie Mae offers simplified graduate student loan approvals – even
for students without a cosigner.
Encouraging Responsible Borrowing
Sallie Mae has helped more than 30 million Americans pay for college since 1972.
We encourage students and families to supplement savings by exploring grants, scholarships
and federal student loans before they consider a Sallie Mae private education loan.
This information is for borrowers attending degree-granting institutions only. Eligibility requirements apply.
1 Interest rates for the Fixed and Deferred Repayment Options are higher than for loans with the Interest Repayment Option. APRs are higher for borrowers attending non-degree granting institutions and may include origination fees. Origination fees mean application or disbursement fees. Unpaid interest will capitalize.
2 To qualify, borrower must be a U.S. citizen or permanent resident and meet the underwriting requirements when the release request is processed.
Smart Option Student Loans are made by Sallie Mae Bank® or a lender partner.
Information advertised valid as of 02/25/2014.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK SALLIEMAE.COM FOR THE MOST UP-TO-DATE PRODUCT INFORMATION.
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SLM Corporation and its subsidiaries, including Sallie Mae, Inc. and Upromise, Inc., are not sponsored by or agencies of the United States of America.