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Upromise® by Sallie Mae®

 
  • Shop online through Upromise
  • Earn 5% cash back on eligible online purchases
  • You can redeem earnings for college expenses
 
 

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Upromise Customer Care is available Monday - Friday 9:00 AM to 9:00 PM Eastern Time

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Call us at 800-Upromise800-Upromise

 
 

Earn cash back when you:

  • Shop Online — 5% 1
    You can earn 5% or more cash back on eligible online purchases at 850+ popular retailers when you shop through Upromise; at sites such as Groupon, Sears.com, Macys.com, Staples.com, and more.
  • Use Grocery Coupons
    Start at Upromise for money-saving eCoupons that can earn cash back.
  • Dine Out — Up to 8% 2
    Earn up to 8% cash back at thousands of participating restaurants. Learn more.
  • Book Hotels & Travel — Up to 5% 3
    Score great travel deals (plus up to 5% cash back for college) when you book with Expedia, Travelocity, Budget and more through Upromise.

Frequently Asked Questions

Still have questions? Visit our FAQs page

Redeem your Upromise Savings

There are so many options.
  • Open a High-Yield Savings Account — 10% match
    Get a 10% annual match on your Upromise cash back.4
  • Start a 529 Savings Account Plan
  • Pay down an eligible Sallie Mae Student Loan5 — 2% cash back
    Upromise members get 2% back in their Upromise account when they make scheduled monthly payments on time while in school.
  • Request a check

Join Free  

Shop Online — 5% 1

You can earn 5% or more cash back on eligible online purchases at 850+ popular retailers when you shop through Upromise; at sites such as Groupon, Sears.com, Macys.com, Staples.com, and more.

Use Grocery Coupons

Start at Upromise for money-saving eCoupons that can earn cash back.

Dine Out — Up to 8% 2

Earn up to 8% cash back at thousands of participating restaurants.

Book Hotels & Travel — Up to 5% 3

Score great travel deals (plus up to 5% cash back for college) when you book with Expedia, Travelocity, Budget and more through Upromise.

  • Open a High-Yield Savings Account — 10% match
    Get a 10% annual match on your Upromise cash back.4
  • Start a 529 Savings Account Plan
  • Pay down an eligible Sallie Mae Student Loan5 — 2% cash back
    Upromise members get 2% back in their Upromise account when they make scheduled monthly payments on time while in school.
  • Request a check
 
 

1 Product and partner exclusions and limitations to the 5% cash back apply. Go to http://shop.upromise.com/mall/view-all-companies for a list of cash back amounts by partner. You can also click on the 'Store Info' popup when you hover over a partner to see coupons & deals and product exclusions for that partner, if any.

2 The up to 8% cash back at Upromise Dining restaurants is offered by the Upromise Dining Program administered by Rewards Network and can be earned when you make a qualified dine at a participating restaurant in the Upromise Dining Program in accordance with the Upromise Dining Program Terms and Conditions and restaurant restrictions, if applicable. The Upromise Dining Program offers Upromise members 2%, 4%, 6% or 8% cash back on qualified dine(s) with the Upromise Dining Program. The actual percentage amount will vary and is based upon your level of overall spending with the Upromise Dining Program during the year. For more information, visit www.upromise.com/dining.

3 Please note, you can earn up to 5% cash back when booking hotels on their own, but hotels booked as part of a vacation package are eligible to earn up to 4% cash back. See Vacation Packages and Deals for details by Upromise Travel partner.

4 To be eligible for the 10% annual match on your Upromise earnings from Upromise, you must link your High Yield Savings Account (HYSA) to your Upromise Account and, within 90 days of opening your HYSA, either: (1) set up an Automatic Savings Plan with a monthly deposit of $25 or more or (2) fund your HYSA account with $5,000 or more. If you qualify for the 10% match based on having the minimum balance of $5,000 in your HYSA, you must maintain that minimum balance in your HYSA for the duration of the calendar year for which your earnings will be matched. Once you complete the steps above, Upromise will match 10% of your Upromise earnings posted as "funded" to your Upromise Account during each calendar year. Your match will be deposited into your HYSA in the February after you have linked and funded your account as described above, provided that both accounts remain active and are in good standing at time of transfer. Visit the FAQ's to learn more. Upromise may change or terminate the 10% annual match offer at any time without notice. Other terms and conditions may apply. Upromise accounts are not FDIC insured, carry no bank guarantee and may lose value.

5 Only the student loan borrower can link Upromise and loan accounts. Cosigners, parents, family and friends may direct their Upromise earnings to the Upromise account of a student loan borrower to help them pay down their loans. Smart Option Student Loans and other student loans may not be eligible for linking. To view details and how Upromise earnings are applied to student loans please visit www.upromise.com/loanlink. Upromise account balances of $10 or more will be transferred to help pay down linked student loans on a monthly basis. If you have multiple eligible loans, allocation of your Upromise earnings will depend on the loan type and are at the sole discretion of Upromise and Sallie Mae. Access to Upromise is not limited to Sallie Mae loan customers.

The Sallie Mae logo, Sallie Mae, Sallie Mae Bank, Smart Option Student Loan and Smart Reward are registered service marks of Sallie Mae, Inc.

Upromise and the Upromise logo are registered service marks of Upromise, Inc.