1 Product and partner exclusions and limitations to the 5% cash back apply. Go to http://shop.upromise.com/mall/view-all-companies for a list of cash back amounts by partner. You can also click on the 'Store Info' popup when you hover over a partner to see coupons & deals and product exclusions for that partner, if any.
The up to 8% cash back at Upromise Dining restaurants is offered by the Upromise Dining Program administered by Rewards Network and can be earned when you make a qualified dine at a participating restaurant in the Upromise Dining Program in accordance with the Upromise Dining Program Terms and Conditions and restaurant restrictions, if applicable. The Upromise Dining Program offers Upromise members 2%, 4%, 6% or 8% cash back on qualified dine(s) with the Upromise Dining Program. The actual percentage amount will vary and is based upon your level of overall spending with the Upromise Dining Program during the year. For more information, visit www.upromise.com/dining.
Please note, you can earn up to 5% cash back when booking hotels on their own, but hotels booked as part of a vacation package are eligible to earn up to 4% cash back. See Vacation Packages and Deals for details by Upromise Travel partner.
To be eligible for the 10% annual match on your Upromise earnings from Upromise, you must link your High Yield Savings Account (HYSA) to your Upromise Account and, within 90 days of opening your HYSA, either: 1. Set up an Automatic Savings Plan with a monthly deposit of $25 or more ("ASP"), or 2. Fund your HYSA account with $5,000 or more. Should you fail to meet the requirements during a calendar year, you will have the opportunity to become eligible for the 10% match in additional years if, by January 1, you (a) link your HYSA to your Upromise Account, and (b), you either meet the $5,000 minimum funding requirement beginning January 1, or you meet the ASP requirement each month of the year. If you qualify for the 10% match based on having the minimum balance of $5,000 in your HYSA, you must maintain that minimum balance in your HYSA for the duration of the calendar year for which your earnings will be matched. Once you complete the steps above, Upromise will match 10% of your Upromise earnings posted as ”funded” to your Upromise Account during each calendar year. Your match will be deposited into your HYSA in February in the year after you have linked and funded your account as described above, provided that both accounts remain active and are in good standing at time of transfer. Visit the FAQ's to learn more. Upromise may change or terminate the 10% annual match offer at any time without notice. Other terms and conditions may apply.
Upromise accounts are not FDIC insured, carry no bank guarantee and may lose value.
Only the student loan borrower can link Upromise and loan accounts. Cosigners, parents, family and friends may direct their Upromise earnings to the Upromise account of a student loan borrower to help them pay down their loans. Smart Option Student Loans and other student loans may not be eligible for linking. To view details and how Upromise earnings are applied to student loans please visit www.Upromise.com/loanlink. Upromise account balances of $10 or more will be transferred to help pay down linked student loans on a monthly basis. If you have multiple eligible loans, allocation of your Upromise earnings will depend on the loan type and are at the sole discretion of Upromise and Sallie Mae. Access to Upromise is not limited to Sallie Mae loan customers.
Sallie Mae, Smart Option Student Loan, Smart Reward, and the Sallie Mae logo are service marks or registered service marks of Sallie Mae Bank or its subsidiaries.
Upromise and the Upromise logo are registered service marks of Upromise, Inc.