Choose the student loan that’s right for you
Whether you’re an undergraduate or graduate, we have options to meet your specific needs
Whether you’re an undergraduate or graduate, we have options to meet your specific needs
Benefit from these features—with any loan used for undergraduate or graduate school expenses
Undergraduate student rates:
Variable rates: 5.37% – 15.70% APRfootnote 2
Fixed rates: 4.50% – 14.83% APRfootnote 2
Lowest rates shown include the auto debit discount
3 Repayment Options:footnote 2 Deferred repayment, $25 Fixed repaymentfootnote 3, or Interest repayment
Borrow from $1,000 up to 100% of the school-certified cost of attendance.footnote 4
Get a 0.25 percentage point interest rate reduction when you enroll in and make monthly payments by auto debit.footnote 5
Apply to release your cosigner from your loan after you graduate, make 12 on-time principal and interest payments, and meet certain credit requirements.footnote 6
Loan term: 10—15 years of principal and interest payments.footnote 3
Your Future Education Loan is now also available to students at participating non-degree granting schools for professional training and trade certificate courses (culinary, technical, etc.).
Pay for your business school expenses as you pursue your Masters of Business Administration degree
Variable rates: 5.87% – 15.47% APRfootnote 7
Fixed rates: 5.25% – 14.48% APRfootnote 7
Lowest rates shown include the auto debit discount
3 Repayment Options:footnote 7 Deferred repayment, $25 Fixed repayment,footnote 8 or Interest repayment
Borrow from $1,000 up to 100% of the school-certified cost of attendance.footnote 4
Get a 0.25 percentage point interest rate reduction when you enroll in and make monthly payments by auto debit.footnote 5
Loan term: 15-year repayment term of principal and interest payments.footnote 8
Pay for your medical degree expenses in allopathic, general, osteopathic, podiatric, radiology, sports, and veterinary medicine
Variable rates: 5.87% – 15.45% APRfootnote 9
Fixed rates: 5.25% – 14.46% APRfootnote 9
Lowest rates shown include the auto debit discount
3 Repayment Options:footnote 9 Deferred repayment, $25 Fixed repayment,footnote 10 or Interest repayment
Borrow from $1,000 up to 100% of the school-certified cost of attendance.footnote 4
Get a 0.25 percentage point interest rate reduction when you enroll in and make monthly payments by auto debit.footnote 5
Loan term: 20-year repayment term of principal and interest payments.footnote 10
Pay for your dental degree expenses in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics
Variable rates: 5.87% – 15.46% APRfootnote 9
Fixed rates: 5.25% – 14.47% APRfootnote 9
Lowest rates shown include the auto debit discount
3 Repayment Options:footnote 9 Deferred repayment, $25 Fixed repayment,footnote 11 or Interest repayment
Borrow from $1,000 up to 100% of the school-certified cost of attendance.footnote 4
Get a 0.25 percentage point interest rate reduction when you enroll in and make monthly payments by auto debit.footnote 5
Loan term: 20-year repayment term of principal and interest payments.footnote 11
Pay for your health professions degree expenses in allied health, nursing, pharmacy, and other graduate-level health degrees
Variable rates: 5.87% – 15.47% APRfootnote 7
Fixed rates: 5.25% – 14.48% APRfootnote 7
Lowest rates shown include the auto debit discount
3 Repayment Options:footnote 7 Deferred repayment, $25 Fixed repayment,footnote 12 or Interest repayment
Borrow from $1,000 up to 100% of the school-certified cost of attendance.footnote 4
Get a 0.25 percentage point interest rate reduction when you enroll in and make monthly payments by auto debit.footnote 5
Loan term: 15-year repayment term of principal and interest payments.footnote 12
Pay for your school and associated expenses as you study for your law degree
Variable rates: 5.87% – 15.46% APRfootnote 13
Fixed rates: 5.25% – 14.47% APRfootnote 13
Lowest rates shown include the auto debit discount
3 Repayment Options:footnote 13 Deferred repayment, $25 Fixed repayment,footnote 14 or Interest repayment
Borrow from $1,000 up to 100% of the school-certified cost of attendance.footnote 4
Get a 0.25 percentage point interest rate reduction when you enroll in and make monthly payments by auto debit.footnote 5
Loan term: 15-year repayment term of principal and interest payments.footnote 14
Pay for your school and associated expenses as you pursue your master’s or doctoral degree
Variable rates: 5.87% – 15.47% APRfootnote 7
Fixed rates: 5.25% – 14.48% APRfootnote 7
Lowest rates shown include the auto debit discount
3 Repayment Options:footnote 7 Deferred repayment, $25 Fixed repayment,footnote 15 or Interest repayment
Borrow from $1,000 up to 100% of the school-certified cost of attendance.footnote 4
Get a 0.25 percentage point interest rate reduction when you enroll in and make monthly payments by auto debit.footnote 5
Loan term: 15-year repayment term of principal and interest payments.footnote 15
For expenses associated with fees and living costs as you study for the bar exam
Variable rates: 7.13% – 16.74% APRfootnote 16
Fixed rates: 5.25% – 13.66% APRfootnote 16
Lowest rates shown include the auto debit discount
Borrow from $1,000 up to $15,000
Get a 0.25 percentage point interest rate reduction when you enroll in and make monthly payments by auto debit.footnote 5
Commerce Bank Bar Study Loans are intended to cover expenses not included in your school's cost of attendance.
Bar Study Loans are for students who are enrolled at least half-time in their final year of study at a participating ABA-accredited law school or have graduated from one within the last 12 months. Students should be sitting for the bar exam no later than 12 months after graduation. This loan is subject to credit approval, identity verification, signed loan documents, and enrollment verification. Student or cosigner must meet the age of majority in their state of residence. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., graduate from, or attend school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident), and provide an unexpired government-issued photo ID. Requested loan amount must be at least $1,000.
For expenses associated with taking board examinations, travel for interviews, and moving for your medical residency
Variable rates: 7.00% – 12.45% APRfootnote 17
Fixed rates: 5.93% – 10.19% APRfootnote 17
Lowest rates shown include the auto debit discount
Borrow from $1,000 up to $30,000
Get a 0.25 percentage point interest rate reduction when you enroll in and make monthly payments by auto debit.footnote 5
Commerce Bank Residency and Relocation Loans are intended to cover expenses not included in your school's cost of attendance.
Residency and Relocation Loans are for students who are pursuing or have received a M.D., D.O., D.D.S., D.M.D., D.P.M., D.V.M., or V.M.D. degree. Students must be enrolled at least half-time in their final year of study at a participating allopathic, osteopathic, podiatric, dental, or veterinary medicine school or have graduated from one within the past 12 months. This loan is subject to credit approval, identity verification, and signed loan documents. Student or cosigner must meet the age of majority in their state of residence. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., graduate from, or attend school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident), and provide an unexpired government-issued photo ID. Requested loan amount must be at least $1,000.
For expenses associated with taking board examinations, travel for interviews, and moving for your dental residency
Variable rates: 7.00% – 12.45% APRfootnote 17
Fixed rates: 5.93% – 10.19% APRfootnote 17
Lowest rates shown include the auto debit discount
Borrow from $1,000 up to $30,000
Get a 0.25 percentage point interest rate reduction when you enroll in and make monthly payments by auto debit.footnote 5
Commerce Bank Residency and Relocation Loans are intended to cover expenses not included in your school's cost of attendance.
Residency and Relocation Loans are for students who are pursuing or have received a M.D., D.O., D.D.S., D.M.D., D.P.M., D.V.M., or V.M.D. degree. Students must be enrolled at least half-time in their final year of study at a participating allopathic, osteopathic, podiatric, dental, or veterinary medicine school or have graduated from one within the past 12 months. This loan is subject to credit approval, identity verification, and signed loan documents. Student or cosigner must meet the age of majority in their state of residence. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., graduate from, or attend school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident), and provide an unexpired government-issued photo ID. Requested loan amount must be at least $1,000.