Dental residency and relocation loan
Get the money you need to cover board examination fees, travel, and moving expenses for your dental residency.
6.40%
to 11.89% APRfootnote 1
What are fixed rates?
Fixed means your interest rate never changes.
If you want a predictable monthly payment, this is the way to go.

7.00%
to 12.45% APRfootnote 1
What are variable rates?
Variable interest rates go up or down as the market changes.
This means your monthly payments may also change—they might be higher if interest rates rise and lower if they fall.

Dental residency and relocation student loan benefits
Breaking down your payments
Deferred repayment
You won’t have to make payments while you’re enrolled at least half-time and during your grace period (3 years after you graduate or 9 months if you leave school or drop to less than half-time status).footnote 1 Want to help lower your total loan cost? If you can, make payments while you’re in school and grace.
Get budget flexibility
You can request to make lower, interest-only payments for the first 2 or 4 years of repayment.footnote 4 After that, you'll make full principal and interest payments.

minutes
1. Tell us some basics
2. Choose 1 or 2 disbursements
3. Pick a date to get the money
Need money for dental school?
Our dental school loan can help cover your costs.
FAQs
Have other questions? We’re here to help.
1-877-279-7172
How do I qualify for a dental residency and relocation loan?
This loan is available to students enrolled at least half-time in their final year of study at a participating institution or who have graduated from one in the last 12 months. Students must have been awarded, or expect to be awarded, their degree during the same academic year they apply.
Can international dental graduates apply for the dental residency and relocation loan?
Students who are not U.S. citizens or permanent residents must reside in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident), and provide an unexpired government-issued photo ID to verify their identity.
Can I use the loan for board exams, licensing fees, and other professional expenses?
Residency and relocation loans help cover expenses associated with taking board examinations, traveling for interviews, and moving for residency. This can include airline travel, relocation costs, gas, hotels, dry cleaning, airport food, etc.
Can I apply for a loan if I already have existing student loan debt?
Yes, you can apply for additional loans for residency interviewing and relocation costs if you have existing student loan debt. These loans do not require proof of financial eligibility. They are credit-based, meaning applicants with excellent credit may receive a better rate.
What documents do I need to apply for a dental residency and relocation loan?
To apply for a dental residency and relocation loan, you’ll need to provide proof of enrollment in an eligible program and a fraud check (to ensure accuracy of address).
Are there different loan options for different loan specialties?
There are loan options available for different medical specialties, including the medical school loan, dental school loan, health professions graduate loan, medical residency and relocation loan, and nursing school loans.