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Sallie Mae IgniteSM

For Students

A card that rewards financial responsibility.

Students, earn a $50 cash back reward after you spend $250 in the first 3 months. Plus, make six consecutive on-time payments and get a 25% bonus on your base cash back rewards. It's simple. Responsibility pays. In cash.

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Sallie Mae AccelerateSM

A more rewarding way to pay down student loans.

Earn a $200 cash back reward after you spend $1,000 in the first 3 months. Plus, redeem 2% cash back to help pay down any student loan, federal or private, or 1.5% for everything else. It's simple.

 

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Sallie Mae EvolveSM

Earn yourself a bonus, just for being you.

Earn a $200 cash back reward after you spend $1,000 in the first 3 months. Plus, earn 2% cash back on your two highest-spending eligible categories per month and 1.5% on everything else. Automatically. Whatever they are. You spend, you earn. Easy as that.

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View Cardmember Agreement

Sallie Mae AccelerateSM credit card

You're mobile.
So are we.

Our mobile app puts all of these credit card features–and all this control–in your pocket.

View and Redeem Rewards

Pause card

Digital dispute

FICO® Score

Customized alerts

We keep it simple. Because who doesn’t like simple?

Our credit cards have no annual fees, , . No limit on cash back earned. No rotating categories or tiers. No matter which cash back credit card you choose. We’re here to help, not get in your way.

Included with all credit cards

Digital Wallets

Add your cash back credit card to a digital wallet in seconds and speed through checkout.

Cell Phone Protection

Pay your monthly cell phone bill with your Sallie Mae credit card and get up to $600 per claim in cell phone protection.

$0 liability on unauthorized charges

You're never responsible for unauthorized purchases on your credit card.

Customer Service

100% US-based customer service

View pricing and terms for Sallie Mae Ignite

View pricing and terms for Sallie Mae Accelerate

View pricing and terms for Sallie Mae Evolve

You'll earn $50 in bonus rewards for the Sallie Mae Ignite card after you've spent $250 (net) on eligible purchases in the first three months after you open the account. The following do not qualify as eligible purchases, do not earn cash back and do not count as part of the net spend requirement for the bonus reward: cash advances (including cash-like transactions), balance transfers, convenience check amounts, purchases that we believe have been made by or for a business, commercial or investment purpose, account fees, interest charges, and unauthorized or fraudulent transactions. Bonus rewards will be applied to your rewards balance within one or two billing periods after you spend the required amount. Your account must be open and up-to-date at time of fulfillment to earn rewards. This promotion is not valid in combination with any other promotion or offer. See Cardmember Agreement and Rewards Terms and Conditions for full details.

The 25% bonus on base cash back rewards will be calculated on the base cash back rate of 1%.

Requires mobile app to redeem and a checking/savings account to receive direct deposit.

You'll earn $200 in bonus rewards for the Sallie Mae Accelerate and Evolve cards after you've spent $1,000 (net) on eligible purchases in the first three months after you open the account. The following do not qualify as eligible purchases, do not earn cash back and do not count as part of the net spend requirement for the bonus reward: cash advances (including cash-like transactions), balance transfers, convenience check amounts, purchases that we believe have been made by or for a business, commercial or investment purpose, account fees, interest charges, and unauthorized or fraudulent transactions. Bonus rewards will be applied to your rewards balance within one or two billing periods after you spend the required amount. Your account must be open and up-to-date at time of fulfillment to earn rewards. This promotion is not valid in combination with any other promotion or offer. See Cardmember Agreement and Rewards Terms and Conditions for full details.

Base cash back is earned at a rate of 1.5%. Accelerate cardmembers will earn a 33 1/3% bonus on rewards redeemed to help pay down a student loan (Bonus Rewards) which gives you a total cash back value of 2% on the amount redeemed. For example, if you redeem $100 in Rewards to pay a student loan, you will earn an additional $33.33 in Bonus Rewards, which will be included as part of the student loan payment, resulting in a total payment of $133.33 toward your student loan. Bonus Rewards only apply on reward amounts redeemed to help pay down a student loan. The reward redemption amount may not satisfy the loan payments due to your lender and you are responsible for meeting the specific payment terms of your loan.

Base cash back is earned at a rate of 1.5%. Evolve cardmembers will earn a 33 1/3% bonus on the two highest-spending eligible categories which gives you a total cash back value of 2% on those categories. Click here to learn more about the eligible categories. For example, if you earn $10 in rewards in dining and grocery in one billing cycle, we will award you with an additional $3.33 in rewards.

To access these features and benefits you must download the Sallie Mae credit card app.

You may initiate a dispute through the mobile app within the transaction details or by contacting us in writing at Sallie Mae, PO Box 1230, Menlo Park, CA 94026.

FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.

Cell phone protection is provided by Mastercard under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. The $600 benefit amount applies to each claim and is subject to a $50 co-pay per claim. Protection applies to up to 3 phones, the primary line and up to the first two secondary lines on the covered phone bill. $1,000 maximum claim benefit per 12 months. Refer to your Guide to Benefits for additional information as terms and exclusions may apply.

The Sallie Mae Ignite, Sallie Mae Accelerate, and Sallie Mae Evolve credit cards are issued by Sallie Mae Bank pursuant to a license by Mastercard International Incorporated. Mastercard and World Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK SALLIEMAE.COM FOR THE MOST UP-TO-DATE PRODUCT INFORMATION.