Earn 2.5% cash back on every purchase for your first 12 months; then 1.25% unlimited cash back thereafter. You’re winning without even trying.
$0 Annual Fee
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0% Introductory APR on purchases and balance transfers for 15 months from date of account opening
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Then a standard variable APR of 14.49% to 24.49%
Other cards might give you airline miles or next-to-impossible to use bonus points. This one gives you a real reward: the chance to help pay down any federal or private student loan faster.
You'll get 2.5% cash back on every purchase you make for the first 12 months. After that you'll earn 1.25%, with no limits—and never an annual fee.
Manage everything from spending to security straight from the mobile app with only a few taps.
Pause your credit card for any reason
Set customized alerts
Dispute transactions
Track your credit score
And you'll never be responsible for any unauthorized charges on your Sallie Mae AccelerateSM credit card.
Customizable quick tips can help you manage your credit like a financial pro. Opt in to push notifications and we'll jump into action.
It’s more than a card. It’s a card packed with features and perks, to make life easier and more rewarding.
Unlock additional rewards with responsible financial behavior.
Add your card to a digital wallet in seconds and speed through checkout.
Earn up to $500 per year! It's a win-win.
Pay your monthly cell phone bill with your Sallie Mae Accelerate℠ credit card and get up to $600 per claim in cell phone protection.
You're never responsible for unauthorized purchases on your card.
100% US-based customer service
Base cash back is earned at a rate of 1.25%. After the first 12 consecutive billing periods that your new account is open, we will match the net cash back rewards you’ve earned, excluding bonus rewards and other offers that may be available, up to $20,000 in net annual spend and apply them to your Rewards balance in the following one or two billing periods. Your account must be open and up-to-date at the time we calculate your potential award, or your net cash back will not be matched.
View pricing and terms for Sallie Mae Accelerate Balance transfers must be authorized within 60 days from date of account opening.
To access these features and benefits you must download the Sallie Mae credit card app.
You may initiate a dispute through the mobile app within the transaction details or by contacting us in writing at Sallie Mae, PO Box 1230, Menlo Park, CA 94026.
FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.
Earn a $50 statement credit per referral up to a maximum of 10 successful referrals in any 12-month period. See full terms and conditions.
Cell phone protection is provided by Mastercard under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. The $600 benefit amount applies to each claim and is subject to a $50 co-pay per claim. Protection applies to up to 3 phones, the primary line and up to the first two secondary lines on the covered phone bill. $1,000 maximum claim benefit per 12 months. Refer to your Guide to Benefits for additional information as terms and exclusions may apply.
The Sallie Mae Accelerate℠ credit card is issued by Sallie Mae Bank pursuant to a license by Mastercard International Incorporated. Mastercard and World Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK SALLIEMAE.COM FOR THE MOST UP-TO-DATE PRODUCT INFORMATION.
