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$0 annual fee*

*View pricing and terms

0% Introductory APR

for purchases for 12 months*

Then 14.49% to 24.49%

standard variable APR applies*

Shop the way you want and automatically get rewarded with bonus cash back, where you spend the most

Cash back

Earn on every purchase, every day, with no limit.

More cash back

Earn a 25% bonus on cash back rewards earned from your top two purchase categories each month.

Instant rewards

Unlock additional rewards with responsible financial behavior.

Set yourself up for success with these other features

Digital Features

Coming soon! Instant access

Instantly access your account after you're approved and begin earning cash back on purchases immediately.

Mobile app

Pay bills, view transactions, and receive personalized alerts.

Digital dispute

Dispute fraudulent transactions in just a few taps, within the app.,

Security and control

Pause card

Disable your credit card quickly from the app, if it’s lost or misplaced.

$0 liability on unauthorized charges

You're never responsible for unauthorized purchases on your card.

Customized alerts

Make sure your spending stays on track. Set daily, weekly, or monthly spending alerts and receive notifications on how you’re tracking toward your limit.

Perks for you

Cell phone protection

Pay your monthly cell phone bill with your Sallie Mae Evolve card and get up to $600 per claim in cell phone protection.

FICO® Score for free

View your FICO® Credit Score through the mobile app and online.,

Quick tips

You can choose to receive push notifications with info that will help you manage your credit like a pro.


Available for approved online applications that have received the Cardmember Agreement, the Account Opening disclosures, and all other required notices and disclosures.

To access these features and benefits you must download the Sallie Mae credit card app.

You may initiate a dispute through the mobile app within the transaction details, or by contacting us in writing at Sallie Mae, PO Box 1230, Menlo Park, CA 94026.

Cell phone protection is provided by Mastercard under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. The $600 benefit amount applies to each claim and is subject to a $50 co-pay per claim. Protection applies to up to 3 phones, the primary line and up to the first two secondary lines on the covered phone bill. $1,000 maximum claim benefit per 12 months. Refer to your Guide to Benefits for additional information as terms and exclusions may apply.

©2019 Fair Isaac Corporation. All rights reserved. Customers who have an available FICO® Score and a Sallie Mae credit card with a current balance greater than $0, may receive their score monthly. The FICO® Score provided to you is the FICO® Score 8 based on TransUnion data, and is the same score that Sallie Mae uses, along with other information, to manage your account. FICO® Scores and associated educational content are provided solely for your own non-commercial personal review, use and benefit. This benefit may change or end in the future. FICO® is a registered trademark of the Fair Isaac Corporation in the United States and other countries.

The Sallie Mae Evolve credit card is issued by Sallie Mae Bank pursuant to a license by Mastercard International. World Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK SALLIEMAE.COM FOR THE MOST UP-TO-DATE PRODUCT INFORMATION.