Skip to main contentSkip to login

Sallie Mae Ignite

Sallie Mae Ignite

With this student credit card, earn 2% cash back on all purchases.

Earn 2% cash back on every purchase for your first 12 months; then 1% unlimited cash back thereafter. Easy as that.

Apply now

I have a personal offer code

$0 Annual Fee

0% Introductory APR on purchases for 6 months

Then a standard variable APR of 12.99% to 24.99%

Made with students.
For students.

You have places to go. This student credit card is your first step. Ignite was built from the ground up specifically for students to encourage financial responsibility.

New to credit cards?
Consider a cosigner.

You're just starting out and may not have established a credit history yet. The Sallie Mae IgniteSM Mastercard® gives you the option of applying with a creditworthy cosigner which may help you get approved. Learn more about a cosigner's responsibilities.

Get a 25% bonus on base cash back rewards after six consecutive on-time payments.

This card doesn’t just remind you to pay your bill, it rewards you for it.

Sallie Mae IgniteSM credit card

Plus earn 2% cash back on all your purchases for the first 12 months.

Then earn unlimited 1% cash back. Even on the spontaneous 3am burritos.

We're with you every step of the way.

With our student credit card, your financial safety and security are our number one priority. So we've made it simple to protect yourself right from the mobile app.

Pause your credit card for any reason

Set customized alerts

Dispute transactions

Track your credit score

And you'll never be responsible for any unauthorized charges on your Sallie Mae IgniteSM credit card.

It's ready for your life.

Whatever happens today, your Sallie Mae Ignite card will be ready to help. With features like these:

Digital Wallets

Add your card to a digital wallet in seconds and speed through checkout.

Cell Phone Protection

Pay your monthly cell phone bill with your Sallie Mae Ignite credit card and get up to $600 per claim in cell phone protection.

$0 liability on unauthorized charges

You’re never responsible for unauthorized purchases on your student credit card.

Customer Service

100% US-based customer service

Base cash back is earned at a rate of 1%. After the first 12 consecutive billing periods that your new account is open, we will match the net base cash back rewards you’ve earned, excluding bonus rewards and other offers that may be available, up to $20,000 in net annual spend and apply them to your Rewards balance in the following one or two billing periods. Your account must be open and up-to-date at the time we calculate your potential award, or your net cash back will not be matched. For more information regarding this offer, click here.

View pricing and terms for Sallie Mae Ignite

The 25% bonus on base cash back rewards will be calculated on the base cash back rate of 1%.

To access these features and benefits you must download the Sallie Mae credit card app.

You may initiate a dispute through the mobile app within the transaction details or by contacting us in writing at Sallie Mae, PO Box 1230, Menlo Park, CA 94026.

FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.

Cell phone protection is provided by Mastercard under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. The $600 benefit amount applies to each claim and is subject to a $50 co-pay per claim. Protection applies to up to 3 phones, the primary line and up to the first two secondary lines on the covered phone bill. $1,000 maximum claim benefit per 12 months. Refer to your Guide to Benefits for additional information as terms and exclusions may apply.

The Sallie Mae Ignite credit card is issued by Sallie Mae Bank pursuant to a license by Mastercard International Incorporated. Mastercard and World Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.