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Bar Study Loan®

 

We can help you finance your bar exam fees! 

  • No payments while in school1
  • Competitive interest rates 
  • Cover the cost of preparing for the bar exam

Download Application  

Or call 800-984-0190800-984-0190 to start your application by phone
Call us Monday-Thursday, 8 AM - 9 PM and Friday, 8 AM - 5 PM, ET.

 
 

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A cosigner can really pay off


A cosigner can help you qualify

Applying with a creditworthy cosigner may give you a better chance of approval.

Easier cosigner release
You can apply to release your cosigner after you graduate and make 12 consecutive, on-time principal and interest payments.


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A cosigner can really pay off

A cosigner can help you qualify
Applying with a creditworthy cosigner may give you a better chance of approval.

Easier cosigner release
You can apply to release your cosigner after you graduate and make 12 consecutive, on-time principal and interest payments.

Learn more

Encouraging Responsible Borrowing

Sallie Mae has helped more than 30 million Americans pay for college since 1972. We encourage students and families to supplement their savings by exploring grants, scholarships, federal and state student loans, and to consider the anticipated monthly payments on their total student loan debt and their expected future earnings before considering a private education loan.

 
 

Be financially prepared with a bar loan from Sallie Mae

With the Bar Study Loan from Sallie Mae, you can finance your bar exam costs that are not covered by federal student loan programs such as bar review course fees, bar exam deposits and/or fees, as well as living expenses incurred while studying for and taking the bar exam.

Defer Payments Until After School
  • The Bar Study Loan gives you the flexibility to defer payments while you are in school at least half time and for nine months after graduation or leaving school.
Lower Your Interest Rate
  • When you enter repayment, you can lower your interest rate by 0.25 percentage point while enrolled to make your scheduled monthly payments by automatic debit.
Cover the Cost of Paying For the Bar
  • You can borrow as little as $1,000 or as much as $15,000.
Be In Control Of Your Funds
  • All disbursements are made directly to you.
Access your account information anytime, anywhere, with our 24/7 online account management.

Download an Application  


Or call 800-984-0190 to start your application by phone.
Call us Monday-Thursday, 8 AM - 9 PM and Friday, 8 AM - 5 PM, ET.

Encouraging Responsible Borrowing

Sallie Mae has helped more than 30 million Americans pay for college since 1972. We encourage students and families to supplement their savings by exploring grants, scholarships, federal and state student loans, and to consider the anticipated monthly payments on their total student loan debt and their expected future earnings before considering a private education loan.

Interest Rates
  • Rates are variable and range from LIBOR + % (% APR) to LIBOR + % (% APR).
  • 0.25 percentage point interest rate reduction while enrolled to make scheduled monthly payments by automatic debit.
Loan Limits
  • Students can borrow from $1,000 up to $15,000.
Fees
  • Disbursement fees % to %.
  • No repayment fees.
Repayment Terms
  • No prepayment penalty.
  • Flexible repayment options.
  • Standard Repayment: Full principal and interest payments for up to 15 years.,
  • No payments required until nine months after graduation.
Eligibility
  • You may apply for a Bar Study Loan if you are enrolled at least half time in your final year of study at an ABA-accredited law school, or have graduated from one within the last 12 months.
  • You must be sitting for the bar exam no later than 12 months after graduation.
  • You must be a U.S. citizen or a permanent resident or a foreign borrower applying with a creditworthy cosigner who is a U.S. citizen or permanent resident and present U.S. Citizenship and Immigrations Service (USCIS) documents.
  • You must meet current credit and other eligibility criteria.

Download an Application  


Or call 800-984-0190 to start your application by phone.

With the Bar Study Loan from Sallie Mae, you can finance your bar exam costs that are not covered by federal student loan programs such as bar review course fees, bar exam deposits and/or fees, as well as living expenses incurred while studying for and taking the bar exam.

Defer Payments Until After School

The Bar Study Loan gives you the flexibility to defer payments while you are in school at least half time and for nine months after graduation or leaving school.1

Lower Your Interest Rate

When you enter repayment, you can lower your interest rate by 0.25 percentage point while enrolled to make your scheduled monthly payments by automatic debit.2

Cover the Cost of Paying for the Bar

You can borrow as little as $1,000 or as much as $15,000.

Be in Control of Your Funds

All disbursements are made directly to you.

Download Application  

Or call 800-984-0190800-984-0190 to start your application by phone
Call us Monday-Thursday, 8 AM - 9 PM and Friday, 8 AM - 5 PM, ET.

Interest Rates

Rates are variable and range from LIBOR + 3.50% (3.74% APR) to LIBOR + 11.75% (12.74% APR).1

Get a 0.25 percentage point interest rate reduction while enrolled to make scheduled monthly payments by automatic debit.2

Loan Limits

Students can borrow from $1,000 up to $15,000.

Fees

Disbursement fees 0.00% to 5.00%.4

No repayment fees.

Repayment Terms

No prepayment penalty.

Flexible repayment options.

Standard Repayment: Full principal and interest payments for up to 15 years.1,4

No payments required until nine months after graduation.1

Eligibility

You may apply for a Bar Study Loan if you are enrolled at least half time in your final year of study at an ABA-accredited law school, or have graduated from one within the last 12 months.

You must be sitting for the bar exam no later than 12 months after graduation.

You must be a U.S. citizen or a permanent resident or a foreign borrower applying with a creditworthy cosigner who is a U.S. citizen or permanent resident and present U.S. Citizenship and Immigrations Service (USCIS) documents.

You must meet current credit and other eligibility criteria.

Download Application  

Or call 800-984-0190800-984-0190 to start your application by phone
Call us Monday-Thursday, 8 AM - 9 PM and Friday, 8 AM - 5 PM, ET.

 
 

1 Variable rates may increase after consummation. Interest is charged while you are in school and during the 9 month separation period. Any interest that remains unpaid when you enter full repayment will be added to your loan balance.

2 The rate reduction benefit applies only if the recurring payment is successfully deducted from the designated account and is suspended during forbearances and certain deferments. For multi-party loans, only one party may enroll in auto debit.

3 Only the borrower may apply for cosigner release. The borrower must provide proof of successful completion of school, be a U.S. citizen or permanent resident, be current and have made 12 consecutive on-time payments of principal and interest immediately before applying, and pass a credit check including income verification when the release request is processed.

4 This informational repayment example uses typical loan terms available for the Sallie Mae Bar Study Loan and has a $15,000.00 loan with one disbursement, a 5% disbursement fee, a 9-month grace period, and a 12.74% APR: 179 payments of $206.55 and one payment of $235.28, for a total paid of $37,207.73. Variable rates may increase after consummation.

Sallie Mae Bar Study Loans are intended to cover expenses not included in your school's cost of attendance.

Bar Study Loans are made by Sallie Mae Bank® or a lender partner.

Information advertised valid as of 3/25/2014.

WE RESERVE THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK SALLIEMAE.COM FOR THE MOST UP-TO-DATE PRODUCT INFORMATION.

The Sallie Mae logo, Sallie Mae, Sallie Mae Bank and Bar Study Loan are registered service marks of Sallie Mae, Inc.