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Application Instructions for Foreign Students

Sallie Mae® Smart Option Student Loan®1

If you are an international student, you and your cosigner must complete a paper Smart Option Student Loan application. Please contact Sallie Mae to request an application.

Email us

Email your request for a Smart Option Student Loan application to askinternational@salliemae.com. Please provide the following information in the email:

  • Full name
  • Contact phone number
  • School name and eight-digit U.S. Department of Education code
    (if you do not have the school code, please provide the full address of the school you are attending)

Call us

Call Sallie Mae to request your Smart Option Student Loan application:

  • If you are inside the U.S., Canada, Puerto Rico, or the U.S. Virgin Islands, please call us toll-free at
    800-4SALLIE (800-472-5543800-472-5543)
  • Callers in other countries outside the U.S. can reach us using our International number: 302-451-0546302-451-0546

Hours of operation
Monday - Thursday 8:00AM-9:00PM ET
Friday 8:00AM–8:00PM ET

Sallie Mae Residency and Relocation Loans®2

If you are an international student without a Social Security number attending medical or dental school, you and your cosigner must complete a paper Residency & Relocation Loan application:

Medical Students
Borrower Application (PDF)

Dental Students
Borrower Application (PDF)

Sallie Mae Bar Study Loan®3

You and your cosigner must complete a paper Bar Study application:
Borrower Application (PDF)

 

Encouraging Responsible Borrowing

Sallie Mae has helped more than 30 million Americans pay for college since 1972. We encourage students and families to supplement their savings by exploring grants, scholarships, federal and state student loans, and to consider the anticipated monthly payments on their total student loan debt and their expected future earnings before considering a private education loan.

 
 

1 You must attend a participating school or have attended one in an eligible prior enrollment period. You must be a U.S. citizen or a permanent resident or a Non-U.S. citizen borrower who is attending or has attended a school located in the U.S. applying with a creditworthy cosigner (who must be a U.S. citizen or permanent resident) and required U.S. Citizenship and Immigration Service (USCIS) documentation. U.S. citizens and permanent residents enrolled in eligible study abroad programs or who are attending or have attended schools located outside the U.S. are also eligible. Applications are subject to a requested minimum loan amount of $1,000. Current credit criteria and other eligibility criteria apply.

2 Sallie Mae Residency and Relocation Loans are intended to cover expenses not included in your school's cost of attendance. Foreign borrowers must be attending a school located in the U.S. You must be enrolled in your final year of study at an allopathic, osteopathic, dental or veterinary medicine school. You must expect to be awarded the M.D., D.O., D.D.S., D.V.M or V.M.D degree during the same academic program year that you are applying for the Residency & Relocation Loan. To participate in the Sallie Mae Residency and Relocation Loan program, veterinary medical schools are required to be accredited by the American Veterinary Medical Association, medical schools are required to be accredited by the Liaison Committee on Medical Education or the American Osteopathic Association’s Commission on Osteopathic College Accreditation, and dental schools are required to be accredited by the American Dental Association. You must meet current credit and other eligibility criteria.

3 Sallie Mae Bar Study Loans are intended to cover expenses not included in your school's cost of attendance. You may apply for a Bar Study Loan if you are enrolled at least half time in your final year of study at an ABA-accredited law school, or have graduated from one within the last 12 months. You must be sitting for the bar exam no later than 12 months after graduation. You must be a U.S. citizen or a permanent resident or a Non-U.S. citizen borrower who is attending or has attended a school located in the U.S. applying with a creditworthy cosigner (who must be a U.S. citizen or permanent resident) and required U.S. Citizenship and Immigration Service (USCIS) documentation. Applications are subject to a requested minimum loan amount of $1,000. You must meet current credit and other eligibility criteria.

Smart Option Student Loans, Residency & Relocation Loans, and Bar Study Loans are made by Sallie Mae Bank or a lender partner.

WE RESERVE THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK SALLIEMAE.COM FOR THE MOST UP-TO-DATE PRODUCT INFORMATION.

Sallie Mae, Smart Option Student Loan, Residency & Relocation Loan, Bar Study Loan, and the Sallie Mae logo are service marks or registered service marks of Sallie Mae Bank or its subsidiaries.